628 Joann St, Costa Mesa, CA 92627 Property Records

Orange County property record for 628 Joann St, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,511 sqft · built 1958
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Apr 2022)
Tax Bill	$14,358 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`422-151-15`

Property Details

APN / Parcel Number

Primary APN	`422-151-15`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,511 sqft Living Area
1st Floor Area	1,511 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
View / Lot	Good
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	628 JOANN ST
City	COSTA MESA
State	CA
Zip	92627-2477
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 2215 BLK LOT 42
Legal Subdivision	TRACT NO 2215
Legal Tract	2215
Legal Lot Number	42
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	3
Census Block	3000
Census Tract	63808

Owner

628 Joann St is owned and occupied by two individuals who bought it in April 2022.

Source: Orange County records, as of August 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	628 JOANN ST, COSTA MESA, CA 92627-2477
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Aug 25, 2022	Deed of Trust, Mortgage · Line of Credit USC CU
Apr 12, 2022	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Jul 3, 2017	Grant Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2022 · Amount on File
Deed Sale	Apr 12, 2022 · Amount on File
Prior Sale	Jul 3, 2017 · Amount on File
Deed Document Number	2022139990
Prior Transfer Date	Aug 11, 2003
Prior Transfer Doc	0001130259
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 20, 2026
Property Address	628 JOANN ST, COSTA MESA, CA 92627-2477
Document Number	0000236633
Instrument Date	Aug 20, 2026
Instrument	2026236633
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	628 JOANN ST, COSTA MESA, CA 92627-2477

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	628 JOANN ST, COSTA MESA, CA 92627-2477
Transaction Type	Mortgage
Record Updated	Sep 8, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 JOANN ST, COSTA MESA, CA 92627-2477

Mortgage

Document Number	0000288944
Date	Aug 25, 2022
Instrument	2022000288944

Lender

Name	USC CU
Type	Credit Union
Address	LOS ANGELES, CA 90089

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 12, 2022
Property Address	628 JOANN ST, COSTA MESA, CA 92627-2477
Document Number	0000139990
Map Reference	MB 106 PG 34
Instrument Date	Mar 16, 2022
Instrument	2022000139990
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16 PENINSULA, NEWPORT BEACH, CA 92657-1516

Mortgage

Document Number	0000139991
Date	Apr 12, 2022
Instrument	2022000139991

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	628 JOANN ST, COSTA MESA, CA 92627-2477
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000326629
Date	Jul 9, 2020
Instrument	2020000326629

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	628 JOANN ST, COSTA MESA, CA 92627-2477
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 JOANN ST, COSTA MESA, CA 92627-2477

Mortgage

Document Number	0000495757
Date	Sep 15, 2020
Instrument	2020000495757

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 3, 2017
Property Address	628 JOANN ST, COSTA MESA, CA 92627-2477
Document Number	0000275192
Map Reference	MB 106 PG 34
Instrument Date	Jun 5, 2017
Instrument	2017000275192
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TITLE365

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	628 JOANN ST, COSTA MESA, CA 92627-2477
Investor	Possibly a Property Investor

Mortgage

Document Number	0000275193
Date	Jul 3, 2017
Instrument	2017000275193

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 628 Joann St was $14,358 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,298,917 (+2%) Land $1,217,736 Building $81,181
2025	$14,358.00 Homeowner's exemption	$1,273,449 Land $1,193,859 Building $79,590
2023	$13,677.00 (+53.66%) Homeowner's exemption	$1,224,000 Land $1,147,500 Building $76,500
2022	$8,901.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 628 Joann St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Joann St is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	250 / 100

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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