628 Iris St, Lake Charles, LA 70601 Property Records

Calcasieu Parish property record for 628 Iris St, Lake Charles, LA 70601

Property Summary

Property Type	Single Family Home
Lot Size	0.025 acres (1,113 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jul 2025)
Tax Bill	$648 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00535656`

Property Details

APN / Parcel Number

Primary APN	`00535656`

Exterior

Lot Area	1,113 sqft (0.025 acres)

Location & Zoning

Street Address	628 IRIS ST
City	LAKE CHARLES
State	LA
Zip	70601-5328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	@051008-0927-7 000401 0000 @051008-0927-8 000701 0000 LOT ON S/S IRIS ST COM 139 FT E OF NE COR CATHOLIC CEMETERY TH E ALONG
Legal Range	08
Legal Township	10
Legal Section	05
Legal Subdivision	HUTCHINS SUB
Legal Block	7-8
Legal Lot Number	4,7
Legal Unit	1
Jurisdiction	CALCASIEU LA
Township / Civil Division	3
Census Block Group	2
Census Block	2027
Census Tract	100

Owner

628 Iris St is owned and occupied by an individual who bought it in July 2025.

Source: Calcasieu Parish records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	628 IRIS ST, LAKE CHARLES, LA 70601-5328
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Feb 9, 2022	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 10, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2025 · Amount on File
Deed Sale	Jul 10, 2025 · Amount on File
Prior Sale	Feb 9, 2022 · Amount on File
Deed Document Number	20253577907
Deed Book / Page	4715 / 758
Prior Transfer Date	Jan 9, 2020
Prior Transfer Doc	004365/285
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALCASIEU LA
Property Address	628 IRIS ST, LAKE CHARLES, LA 70601-5328
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005445/335
Date	Dec 3, 2019
Book Page	5445/335
Instrument	3375481

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALCASIEU LA
Property Address	628 IRIS ST, LAKE CHARLES, LA 70601-5328
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	LA LAND TITLE, LA LAND & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005650/648
Date	Feb 12, 2021
Book Page	5650/648
Instrument	3416465

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALCASIEU LA
Recording Date	Feb 9, 2022
Property Address	628 IRIS ST, LAKE CHARLES, LA 70601-5328
Document Number	004492/131
Book / Page	4492 / 131
Map Reference	MB 1471 PG 178
Instrument Date	Feb 8, 2022
Instrument	3459111
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	BAYOU TITLE INC, BAYOU TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	942 LIBBY GRACE LN, LAKE CHARLES, LA 70605-7214

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 IRIS ST, LAKE CHARLES, LA 70601-5328

Mortgage

Document Number	34591125877306
Date	Feb 9, 2022
Instrument	34591125877306

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALCASIEU LA
Recording Date	Jan 10, 2020
Property Address	628 IRIS ST, LAKE CHARLES, LA 70601-5328
Document Number	004365/285
Book / Page	4365 / 285
Instrument Date	Jan 9, 2020
Instrument	3378744
Transaction Type	Transfer
Record Updated	Jun 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 IRIS ST, LAKE CHARLES, LA 70601-5328

Tax Assessment & Valuation

The 2025 property tax bill for 628 Iris St was $648 with a homeowner's exemption, down 52.6% from the year before.

Source: Calcasieu Parish assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Calcasieu Parish
Municipality	Lake Charles City
Unified School District	Calcasieu Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$648.00 (-52.63%) Homeowner's exemption	$12,000 (-) Land $1,900 Building $10,100	$120,000 (-) Land $19,000 Building $101,000
2024	$1,368.00 (-1.3%)	$12,000 (-) Land $1,900 Building $10,100	$120,000 (-) Land $19,000 Building $101,000
2023	$1,386.00 (+0.43%)	$12,000 (-) Land $1,900 Building $10,100	$120,000 (-) Land $19,000 Building $101,000
2022	$1,380.00	$12,000 Land $1,900 Building $10,100	$120,000 Land $19,000 Building $101,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 628 Iris St in Zone X, an area of minimal flood risk, though there have been 45 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective June 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 97 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	97 in force
Nearby Flood Claims	45 (1980–2021)
Claims Outside the SFHA	5 of 45
Most Recent Claim	May 2021 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2021 · 9 claims Hurricane Ike, Sep 2008 · 16 claims Hurricane Rita, Sep 2005 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 628 Iris St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKE CHARLES WATER SYSTEM serves 79,500 people · EPA ID LA1019029
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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