628 Iowa Ave E, Saint Paul, MN 55130 Property Records

Ramsey County property record for 628 Iowa Ave E, Saint Paul, MN 55130

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,172 sqft · built 1923
Lot Size0.116 acres (5,040 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (May 2026)
Tax Bill$3,792 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Jun 2025 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-29-22-12-0102

Property Details

APN / Parcel Number

Primary APN20-29-22-12-0102
Alternative APNs
  • 8120815
  • 8124828

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,172 sqft Living Area
1st Floor Area1,172 sqft
Basement Area300 sqft
Finished Basement300 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialAsbestos
Lot Area5,040 sqft (0.116 acres)
Lot Dimensions126 ft deep x 40 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8124828
Street Address628 IOWA AVE E
CitySAINT PAUL
StateMN
Zip55130-3027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUFTON GROVE PLAT 1 LOT 30 BLK 4
Legal Range22
Legal Township29
Legal Section20
Legal SubdivisionUFTON GROVE PLAT 1
Legal Block4
Legal Lot Number30
JurisdictionRAMSEY MN
Township / Civil DivisionST. PAUL
Census Block Group4
Census Block4004
Census Tract30602

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address628 IOWA AVE E, SAINT PAUL, MN 55130-3027
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Warranty Deed, Transfer · FHA Mortgage
ZILLOW HOME LOANS LLC
Jun 18, 2025Warranty Deed, Transfer
TITLE SMART INC, TITLESMART INC
Jun 18, 2025Deed, Transfer
TITLE SMART INC, TITLESMART INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2026 · Amount on Record
Deed SaleMay 26, 2026 · Amount on Record
Prior SaleJun 18, 2025 · Amount on Record
Deed Document Number20265107187
Prior Transfer DateJun 28, 2016
Prior Transfer Doc0004613539
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateMay 26, 2026
Property Address628 IOWA AVE E, SAINT PAUL, MN 55130-3027
Document Number0A05107187
Instrument DateApr 17, 2026
Instrument20265107187
Transaction TypeTransfer
Record UpdatedJun 4, 2026
Title CompanyTITLESMART

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$96,152.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address628 IOWA AVE E, SAINT PAUL, MN 55130-3027

Mortgage

Document Number0005107188,
DateMay 26, 2026
Instrument20265107188
Lender
NameZILLOW HOME LOANS LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.37%
Max Rate-1%

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateJun 18, 2025
Property Address628 IOWA AVE E, SAINT PAUL, MN 55130-3027
Document Number0A05069089
Instrument DateMay 22, 2025
InstrumentA05069089
Transaction TypeTransfer
Record UpdatedJun 3, 2026
Title CompanyTITLE SMART INC, TITLESMART INC

Transaction

AmountAmount Recorded
Tax$247.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4110 103RD AVE N, BROOKLYN PARK, MN 55443-2095

June 2025: Deed, Transfer

Document TypeDeed
JurisdictionRAMSEY MN
Recording DateJun 18, 2025
Property Address628 IOWA AVE E, SAINT PAUL, MN 55130-3027
Document Number0A05069088
Instrument DateMay 22, 2025
InstrumentA05069088
Transaction TypeTransfer
Record UpdatedJun 3, 2026
Title CompanyTITLE SMART INC, TITLESMART INC

Transaction

AmountAmount Recorded
Tax$247.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4110 103RD AVE N, MINNEAPOLIS, MN 55443-2095

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalitySt. Paul City
Unified School DistrictSt. Paul Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$253,400 (-0.16%) Land $35,000 Building $218,400$253,400 (-0.16%) Land $35,000 Building $218,400
2025$3,792.00 (-4.05%)$253,800 (+5.05%) Land $30,000 Building $223,800$253,800 (+5.05%) Land $30,000 Building $223,800
2024$3,952.00 (+0.61%)
2023$3,928.00 Homeowner's exemption$241,600 Land $25,000 Building $216,600$241,600 Land $25,000 Building $216,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Paul Regional Water Services
serves 392,529 people · EPA ID MN1620026
Water SourceSurface water
Last State InspectionSep 2025
Lead10 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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