628 I St, Ramona, CA 92065 Property Records

San Diego County property record for 628 I St, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,600 sqft · built 1978
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on File
Last Sale$395,000 (Oct 2013)
Tax Bill$5,268 (2025)
Deeds & MortgagesJul 2026 Sale
May 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN284-212-02-00

Property Details

APN / Parcel Number

Primary APN284-212-02-00
Alternative APN
  • 6681620200

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,600 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area43,560 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number6681620200
Street Address628 I ST
CityRAMONA
StateCA
Zip92065-2940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK 162 NE 1/2 /EXC NELY 1/2/ TR 000644
Legal SubdivisionRAMONA
Legal Tract000644
Legal Block162
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1001
Census Tract20813

Owner

Source: San Diego County records · APN 284-212-02-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address628 I ST, RAMONA, CA 92065-2940
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
May 11, 2022Deed of Trust, Mortgage · Line of Credit
SAN DIEGO COUNTY CU
May 08, 2018Deed of Trust, Mortgage · Conventional Mortgage
SAN DIEGO COUNTY CU
Mar 26, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 01, 2013 · Amount on Record
Deed SaleOct 01, 2013 · Amount on Record
Prior SaleJun 03, 2002 · Amount on Record
Deed Document Number2013595284
Last Transfer DateMar 24, 2016
Transfer Doc0000139391
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionSAN DIEGO CA
Recording DateJul 24, 2026
Property Address628 I ST, RAMONA, CA 92065-2940
Document Number0000212867
Instrument DateJul 24, 2026
Instrument2026212867
Transaction TypeTransfer
Record UpdatedAug 04, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address628 I ST, RAMONA, CA 92065-2940

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address628 I ST, RAMONA, CA 92065-2940
Transaction TypeMortgage
Record UpdatedMay 18, 2022
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 I ST, RAMONA, CA 92065-2940

Mortgage

Document Number0000204273
DateMay 11, 2022
Instrument2022-0204273
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 31, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address628 I ST, RAMONA, CA 92065-2940
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000185167
DateMay 08, 2018
Instrument2018-0185167
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressSAN DIEGO, CA 92196
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 26, 2020
Property Address628 I ST, RAMONA, CA 92065-2940
Document Number0000156370
Instrument2020-0156370
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000156371
DateMar 26, 2020
Instrument2020-0156371
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$493,886 (+2%) Land $219,504 Building $274,382
2025$5,268.00 (+8.26%) Homeowner's exemption$484,202 (+4.04%) Land $215,200 Building $269,002
2023$4,866.00 (-2.29%) Homeowner's exemption$465,402 Land $206,845 Building $258,557
2022$4,980.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208131, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 175 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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