628 High St, Cambridge, MD 21613 Property Records

Dorchester County property record for 628 High St, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,536 sqft · built 1925
Lot Size	0.085 acres (3,700 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (May 2026)
Tax Bill	$1,516 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-125542`

Property Details

APN / Parcel Number

Primary APN	`07-125542`
Alternative APNs	`7125542` `125542`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,536 sqft Total Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,700 sqft (0.085 acres)
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	125542
Street Address	628 HIGH ST
City	CAMBRIDGE
State	MD
Zip	21613-2245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 3,700 SQ. FT. 628-630 HIGH STREET CAMBRIDGE
Legal Subdivision	DORCHESTER COUNTY
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	1
Census Block	1008
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Pine Street Neighborhood Historic District listed 2012 · 572 contributing resources · NRIS 12000976

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	628 HIGH ST, CAMBRIDGE, MD 21613-2245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed, Transfer · Conventional Mortgage MLD MORTGAGE INC
Sep 14, 2023	Deed, Transfer NOT AVAILABLE, QUANTUM TITLE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on Record
Deed Sale	May 11, 2026 · Amount on Record
Prior Sale	May 14, 2025 · Amount on Record
Deed Book / Page	2013 / 310
Prior Transfer Date	Aug 30, 2023
Prior Transfer Doc	0018330162
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	May 11, 2026
Property Address	628 HIGH ST, CAMBRIDGE, MD 21613-2245
Document Number	2013000310
Book / Page	2013 / 310
Instrument Date	Apr 17, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$217,150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 HIGH ST, CAMBRIDGE, MD 21613-2245

Mortgage

Document Number	2013000316,
Date	May 11, 2026
Book Page	2013/316

Lender

Name	MLD MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Sep 14, 2023
Property Address	628 HIGH ST, CAMBRIDGE, MD 21613-2245
Document Number	0018330162
Book / Page	1833 / 162
Instrument Date	Aug 30, 2023
Transaction Type	Transfer
Record Updated	Oct 5, 2023
Title Company	NOT AVAILABLE, QUANTUM TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$424.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6808 BRENNON LN, CHEVY CHASE, MD 20815-3256

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,516.00 (+449.28%)	$81,133 (+451.93%)	$214,000 (+1,355.78%) Land $5,900 Building $208,100
2025	$276.00 (+1.85%)	$14,700 (-) Land $5,900 Building $8,800	$14,700 (-) Land $5,900 Building $8,800
2023	$271.00	$14,700 Land $5,900 Building $8,800	$14,700 Land $5,900 Building $8,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications, T-Mobile, Verizon.

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