628 Granada Rd, Carroll, IA 51401 Property Records

Carroll County property record for 628 Granada Rd, Carroll, IA 51401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1978
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Dec 2025)
Tax Bill	$2,130 (2026)
Deeds & Mortgages	Dec 2025 Sale & Line of Credit Jun 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0719102010`

Property Details

APN / Parcel Number

Primary APN	`0719102010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,080 sqft Living Area
Basement Area	1,080 sqft
Finished Basement	600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Foyer
Exterior Material	Marblecrete
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Deck Area	284 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	628 GRANADA RD
City	CARROLL
State	IA
Zip	51401-1710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BIERL'S ADDITION BLOCK 2 LOT 10
Legal Subdivision	BIERL'S ADDITION
Legal Block	2
Legal Lot Number	10
Jurisdiction	CARROLL IA
Township / Civil Division	CARROLL
Census Block Group	2
Census Block	2006
Census Tract	960300

Owner

628 Granada Rd is owned and occupied by an individual who bought it in December 2025.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	628 GRANADA RD, CARROLL, IA 51401-1710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Warranty Deed, Transfer · Line of Credit COMMERCIAL SAVINGS BANK
Jun 5, 2018	Deed of Trust, Mortgage COMMERCIAL SAVINGS BANK
Aug 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL SAVINGS BANK
Aug 11, 2021	Warranty Deed, Transfer · Conventional Mortgage COMMERCIAL SAVINGS BANK
Aug 10, 2018	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2025 · Amount on File
Deed Sale	Dec 29, 2025 · Amount on File
Prior Sale	Aug 11, 2021 · Amount on File
Deed Document Number	20253585
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IA
Recording Date	Dec 29, 2025
Property Address	628 GRANADA RD, CARROLL, IA 51401-1710
Document Number	0020253585
Instrument Date	Dec 26, 2025
Instrument	2025-3585
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	SECURITY TITLE AND INVS COMPANY, SECURITY TTL & INVESTMENT CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$287.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 GRANADA RD, CARROLL, IA 51401-1710

Mortgage

Document Number	0020253586
Date	Dec 29, 2025
Instrument	2025-3586

Lender

Name	COMMERCIAL SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 24, 2055

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	628 GRANADA RD, CARROLL, IA 51401-1710
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000001574
Date	Jun 5, 2018
Book Page	0000002018/0000001574
Instrument	2018-1574

Lender

Name	COMMERCIAL SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	55 Months
Due	Jan 1, 2023

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IA
Property Address	628 GRANADA RD, CARROLL, IA 51401-1710
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020222816
Date	Aug 30, 2022
Instrument	2022-2816

Lender

Name	COMMERCIAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 15, 2027

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IA
Recording Date	Aug 11, 2021
Property Address	628 GRANADA RD, CARROLL, IA 51401-1710
Document Number	0020213004
Instrument Date	Jul 29, 2021
Instrument	2021-3004
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	SECURITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 GRANADA RD, CARROLL, IA 51401-1710

Mortgage

Document Number	0020213005
Date	Aug 11, 2021
Instrument	2021-3005

Lender

Name	COMMERCIAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IA
Recording Date	Aug 10, 2018
Property Address	628 GRANADA RD, CARROLL, IA 51401-1710
Document Number	2018/2213
Book / Page	2018 / 2213
Instrument Date	Aug 6, 2018
Instrument	2018-2213
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 GRANADA RD, CARROLL, IA 51401-1710

Mortgage

Document Number	0000002018/0000002214
Date	Aug 10, 2018
Book Page	0000002018/0000002214
Instrument	2018-2214

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 628 Granada Rd was $2,130 with a homeowner's exemption.

Source: Carroll County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Carroll County
Municipality	Carroll City
Unified School District	Carroll Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,130.00	$194,100 (-) Land $25,760 Building $168,340	$194,100 (-) Land $25,760 Building $168,340
2025	$2,130.00 Homeowner's exemption	$194,100 Land $25,760 Building $168,340	$194,100 Land $25,760 Building $168,340
2023		$171,220 (+25.04%) Land $25,760 Building $145,460	$171,220 Land $25,760 Building $145,460
2022		$136,930 Land $22,080 Building $114,850
2021			$136,930 Land $22,080 Building $114,850
2018	$1,920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 628 Granada Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 628 Granada Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLL MUNICIPAL WATER SUPPLY serves 10,321 people · EPA ID IA1415072
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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