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628 Falmouth Ave, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 628 Falmouth Ave, Paramus, NJ 07652

Property Summary

Property TypeSingle Family Home
Details1,497 sqft · built 1951
Lot Size0.236 acres (10,287 sqft)
Owner2 Individual Names on File
Last Sale$1,929,999 (Jan 2026)
Tax Bill$9,214 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN46-06004-0000-00007

Property Details

APN / Parcel Number

Primary APN46-06004-0000-00007
Alternative APNs
  • 460600400007
  • 595600

Interior

Stories1 Story
Building Area1,497 sqft Living Area
1st Floor Area1,497 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Construction TypeFrame
Lot Area10,287 sqft (0.236 acres)

Location & Zoning

Account Number595600
Street Address628 FALMOUTH AVE
CityPARAMUS
StateNJ
Zip07652-1903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR75
Legal Description77XIRR 4.2LT
Legal SubdivisionRIDGEWOOD KNOLLS
Legal Block6004
Legal Lot Number7
JurisdictionBERGEN NJ
Township / Civil DivisionPARAMUS
Census Block Group1
Census Block1009
Census Tract42301

Owner

628 Falmouth Ave is owned and occupied by two individuals who bought it in January 2026.

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address628 FALMOUTH AVE, PARAMUS, NJ 07652-1903
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2026 · Amount on File
Deed SaleJan 8, 2026 · Amount on File
Prior SaleJul 18, 2025 · Amount on File
Deed Document Number20261535
Deed Book / Page5696 / 1950
Record UpdatedOct 29, 2026

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJan 8, 2026
Property Address628 FALMOUTH AVE, PARAMUS, NJ 07652-1903
Document Number0056961950
Book / Page5696 / 1950
Instrument DateJan 8, 2026
Instrument2026001535
Transaction TypeTransfer
Record UpdatedFeb 4, 2026
Title CompanyPROFESSIONAL ABSTRACT TITLE AGENCY IN, PROFESSIONAL ABSTRACT TTL AG

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$40,127.99
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address241 BEECH CT, RIVER EDGE, NJ 07661-1135

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 FALMOUTH AVE, PARAMUS, NJ 07652-1903

Mortgage

Document Number2026001536
DateJan 8, 2026
Instrument2026001536
Lender
NameLUMINATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 628 Falmouth Ave was $9,214, up 7.1% from the year before.

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityParamus Borough
Unified School DistrictParamus Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,887,200 (+207.01%) Land $436,100 Building $1,451,100$1,887,200 (+207.01%) Land $436,100 Building $1,451,100
2025$9,214.00 (+7.05%)$614,700 Land $399,900 Building $214,800$614,700 Land $399,900 Building $214,800
2024$8,607.00
2023$542,000 Land $347,600 Building $194,400$542,000 Land $347,600 Building $194,400
2022$7,853.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 628 Falmouth Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims4 (2004–2011)
Claims Outside the SFHA3 of 4
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Falmouth Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300

May also be available: T-Mobile.

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