628 Elm St, Monroe, CT 06468 Property Records

Monroe Town property record for 628 Elm St, Monroe, CT 06468

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,455 sqft · built 1956
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Jun 2017)
Tax Bill	$11,004 (2026)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08508500`

Property Details

APN / Parcel Number

Primary APN	`08508500`
Alternative APNs	`MNRO M:085 B:085 L:00` `MONR M:085 B:085 L:00` `8508500`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,455 sqft Living Area
Gross Area	4,464 sqft
1st Floor Area	2,278 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8508500
Street Address	628 ELM ST
City	MONROE
State	CT
Zip	06468-1836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RF1
Legal Block	85
Jurisdiction	MONROE CT
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3001
Census Tract	100200

Owner

Source: Monroe Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	628 ELM ST, MONROE, CT 06468-1836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2017 · Amount on Record
Deed Sale	Jun 16, 2017 · Amount on Record
Prior Sale	Jan 8, 1997 · Amount on Record
Deed Book / Page	1964 / 2
Record Updated	Oct 29, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE CT
Recording Date	Jun 16, 2017
Property Address	628 ELM ST, MONROE, CT 06468-1836
Document Number	1964-2
Book / Page	1964 / 2
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.67
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	19640004
Date	Jun 16, 2017
Instrument	01964/0004

Lender

Name	GUARDHILL FNCL CORP

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2047

Tax Assessment & Valuation

Source: Monroe Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Monroe Town
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,004.00 (+4.22%)	$368,270 (-) Land $94,570 Building $273,700	$635,950 (+146.69%)
2025	$10,558.00	$368,270 (+51.12%) Land $94,570 Building $273,700	$257,789 Land $66,199 Building $191,590
2024	$10,558.00 (+15.38%)
2023	$9,151.00 (+1.87%)	$243,700 (-) Land $82,000 Building $161,700
2022	$8,983.00	$243,700 Land $82,000 Building $161,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20