628 Edward Rd, Naperville, IL 60540 Property Records

DuPage County property record for 628 Edward Rd, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,737 sqft · built 1977
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Tax Bill$10,795 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Aug 2017 Transfer
Flood ZoneZone X (minimal risk)
APN08-20-113-018

Property Details

APN / Parcel Number

Primary APN08-20-113-018

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,737 sqft Living Area
Gross Area3,577 sqft
1st Floor Area1,466 sqft
2nd Floor Area1,271 sqft
Basement Area840 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialWood Siding
Lot Area10,890 sqft (0.25 acres)
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address628 EDWARD RD
CityNAPERVILLE
StateIL
Zip60540-6918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionPEMBROKE GREENS UNIT 7 ALL
Legal SubdivisionPEMBROKE GREENS UNIT 7
Legal Lot Number37
Legal Unit7
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group1
Census Block1013
Census Tract846208

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address628 EDWARD RD, NAPERVILLE, IL 60540-6918
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Aug 11, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 7, 2017
Transfer Doc0000082440
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address628 EDWARD RD, NAPERVILLE, IL 60540-6918
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 EDWARD RD, NAPERVILLE, IL 60540-6918

Mortgage

Document Number0000140109
DateSep 20, 2021
InstrumentR2021-140109
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 15, 2036
Interest
Rate3.24%

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateAug 11, 2017
Property Address628 EDWARD RD, NAPERVILLE, IL 60540-6918
Document Number0000082440
Instrument DateAug 7, 2017
Instrument82440
Transaction TypeTransfer
Record UpdatedSep 6, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address628 EDWARD RD NAPERVILLE IL 605406918, NAPERVILLE, IL 60540-6918

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,795.00 (+12.94%)$200,980 (+26.65%) Land $86,238 Building $114,742$602,940 (+26.65%) Land $258,714 Building $344,226
2022$9,558.00 Homeowner's exemption Senior Citizen's exemption$158,690 Land $68,090 Building $90,600$476,070 Land $204,270 Building $271,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1982–1983)
Most Recent ClaimJul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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