San Diego County property record for 628 Edgewater Dr, San Marcos, CA 92078
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,419 sqft · built 2004 |
| Lot Size | 0.175 acres (7,620 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $675,000 (Feb 2016) |
| Tax Bill | $13,075 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 220-474-36-00 |
| Primary APN | 220-474-36-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,419 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 7,620 sqft (0.175 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 628 EDGEWATER DR |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92078-6000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPA |
| Legal Description | LOT 126 TR 014710 |
| Legal Subdivision | SAN MARCOS THE QUORUM |
| Legal Tract | 014710 |
| Legal Block | 3 |
| Legal Lot Number | 126 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20310 |
628 Edgewater Dr is owner-occupied and held in a trust since February 2016.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 628 EDGEWATER DR, SAN MARCOS, CA 92078-6000 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2025 | Intrafamily Transfer, Transfer |
| Jul 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2016 · Amount on File |
| Deed Sale | Feb 1, 2016 · Amount on File |
| Prior Sale | Sep 27, 2004 · Amount on File |
| Deed Document Number | 201644441 |
| Prior Transfer Date | Sep 30, 2015 |
| Prior Transfer Doc | 0000044440 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 22, 2025 |
| Property Address | 628 EDGEWATER DR, SAN MARCOS, CA 92078-6000 |
| Document Number | 0000296012 |
| Map Reference | MAP 14710 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 2025-0296012 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 628 EDGEWATER DR, SAN MARCOS, CA 92078-6000 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 628 EDGEWATER DR, SAN MARCOS, CA 92078-6000 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 0000413011 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 2020-0413011 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
The 2025 property tax bill for 628 Edgewater Dr was $13,075.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $850,033 (+6.38%) Land $274,550 Building $575,483 | |
| 2025 | $13,075.00 Homeowner's exemption | $799,053 Land $269,167 Building $529,886 |
| 2023 | $12,241.00 (+1.67%) Homeowner's exemption | $768,027 Land $258,716 Building $509,311 |
| 2022 | $12,040.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 628 Edgewater Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 628 Edgewater Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Spectrum.
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