628 Ebony St, Melbourne, FL 32935 Property Records

Brevard County property record for 628 Ebony St, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,498 sqft · built 1986
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (May 2026)
Tax Bill	$829 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-37-20-77-F-1`

Property Details

APN / Parcel Number

Primary APN	`27-37-20-77-F-1`
Alternative APNs	`27-37-20-77-0000F.0-0001.00` `2724195`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,498 sqft Living Area
Gross Area	2,202 sqft
1st Floor Area	1,498 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	100 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	504 sqft
Porch	Screened/Unfinished Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2724195
Street Address	628 EBONY ST
City	MELBOURNE
State	FL
Zip	32935-6322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	GREENTREE PARK SUBD, SECOND ADDN LOT 1 BLK F
Legal Range	37E
Legal Township	27S
Legal Section	20
Legal Subdivision	GREENTREE PARK SUBD, SECOND ADDN
Legal Block	F
Legal Lot Number	1
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2030
Census Tract	64400

Owner

Source: Brevard County records · APN 27-37-20-77-F-1

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	628 EBONY ST, MELBOURNE, FL 32935-6322
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 08, 2026 · Amount on Record
Deed Sale	May 08, 2026 · Amount on Record
Prior Sale	Oct 09, 1995 · Amount on Record
Deed Document Number	202694879
Deed Book / Page	10620 / 1099
Prior Transfer Date	Oct 23, 2020
Prior Transfer Doc	0089240925
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	May 08, 2026
Property Address	628 EBONY ST, MELBOURNE, FL 32935-6322
Document Number	0106201099
Book / Page	10620 / 1099
Instrument Date	Apr 30, 2026
Instrument	2026.94879
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	PRESTIGE TITLE/BREVARD LLC, PRESTIGE TITLE OF BREVARD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$222,705.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 EBONY ST, MELBOURNE, FL 32935-6322

Mortgage

Document Number	0000094880,
Date	May 08, 2026
Book Page	10620/1100
Instrument	2026.94880

Lender

Name	MEADOWBROOK FINANCIAL MORTGAGE BKERS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,410 (+2.7%)	$251,690 (-7.39%)
2025	$829.00 (+6.42%) Homeowner's exemption Senior Citizen's exemption	$99,720 (+5.98%)	$271,770 (+0.28%)
2024	$779.00 (-13.92%)
2023	$905.00 (+10.91%) Homeowner's exemption Senior Citizen's exemption	$94,090 (+3%)	$271,020 (+20.12%) Land $70,000 Building $201,020
2022	$816.00 Homeowner's exemption Senior Citizen's exemption	$91,350	$225,630 Land $54,000 Building $171,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	21 (1995–2017)
Claims Outside the SFHA	21 of 21
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 6 claims Hurricane Frances, Sep 2004 · 3 claims Hurricane Erin, Aug 1995 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 598 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MELBOURNE serves 167,753 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.