628 E Spruce St, Ontario, CA 91761 Property Records

San Bernardino County property record for 628 E Spruce St, Ontario, CA 91761 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,426 sqft · built 1977
Lot Size	0.167 acres (7,272 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,215 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1050-552-17-0000`

Property Details

APN / Parcel Number

Primary APN	`1050-552-17-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,426 sqft Living Area
Gross Area	1,886 sqft
1st Floor Area	1,426 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,272 sqft (0.167 acres)
Lot Dimensions	101 ft deep x 72 ft wide
View / Lot	Average
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	784 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	628 E SPRUCE ST
City	ONTARIO
State	CA
Zip	91761-5432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 9214 LOT 17
Legal Subdivision	TRACT NO 9214
Legal Tract	9214
Legal Block	3
Legal Lot Number	17
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3007
Census Tract	1810

Owner

Source: San Bernardino County records · APN 1050-552-17-0000

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	628 E SPRUCE ST, ONTARIO, CA 91761-5432
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Feb 14, 2020	Deed of Trust, Mortgage · FHA Mortgage BRIGHTEN LENDING
Jun 21, 2019	Deed of Trust, Mortgage · FHA Mortgage BRIGHTEN LENDING
Oct 27, 2020	Intrafamily Transfer, Transfer · FHA Mortgage BRIGHTEN LENDING
Feb 28, 2018	Grant Deed, Transfer · FHA Mortgage BRIGHTEN LENDING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 27, 2020
Deed Sale	Oct 27, 2020
Prior Sale	Feb 28, 2018 · Amount on Record
Deed Document Number	2020412927
Last Transfer Date	Jul 16, 2021
Transfer Doc	0000329011
Record Updated	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 21, 2021
Property Address	628 E SPRUCE ST, ONTARIO, CA 91761-5432
Document Number	0000329011
Map Reference	MB 127 PG 31&32
Instrument Date	Jul 16, 2021
Instrument	2021-0329011
Transaction Type	Transfer
Record Updated	Sep 01, 2023
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	628 E SPRUCE ST, ONTARIO, CA 91761-5432

Mortgage

Document Number	0000329012
Date	Jul 21, 2021
Instrument	2021-0329012

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	628 E SPRUCE ST, ONTARIO, CA 91761-5432
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055611
Date	Feb 14, 2020
Instrument	2020-0055611

Lender

Name	BRIGHTEN LENDING
Type	Mortgage Company
Address	LA PUENTE, CA 91746

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	628 E SPRUCE ST, ONTARIO, CA 91761-5432
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000204581
Date	Jun 21, 2019
Instrument	2019-0204581

Lender

Name	BRIGHTEN LENDING
Type	Mortgage Company
Address	LA PUENTE, CA 91746

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2049

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 27, 2020
Property Address	628 E SPRUCE ST, ONTARIO, CA 91761-5432
Document Number	0000412927
Map Reference	MB 127 PG 31&32
Instrument Date	Sep 23, 2020
Instrument	2020-0412927
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	USA NATIONAL TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	628 E SPRUCE ST, ONTARIO, CA 91761-5432

Mortgage

Document Number	0000412928
Date	Oct 27, 2020
Instrument	2020-0412928

Lender

Name	BRIGHTEN LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 28, 2018
Property Address	628 E SPRUCE ST, ONTARIO, CA 91761-5432
Document Number	0000072531
Map Reference	MB 127 PG 31&32
Instrument Date	Feb 22, 2018
Instrument	2018-0072531
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	628 E SPRUCE ST, ONTARIO, CA 91761-5432

Mortgage

Document Number	0000072532
Date	Feb 28, 2018
Instrument	2018-0072532

Lender

Name	BRIGHTEN LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2048

Tax Assessment & Valuation

Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$490,927 (+2%) Land $171,825 Building $319,102
2025	$5,215.00 (+5.33%) Homeowner's exemption	$481,301 (+4.04%) Land $168,456 Building $312,845
2023	$4,951.00 (+1.37%) Homeowner's exemption	$462,612 Land $161,915 Building $300,697
2022	$4,884.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Bernardino County (06071C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 859 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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