Middlesex County and Lowell City property record for 628 E Merrimack St, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,478 sqft · built 1965 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Mar 2006) |
| Tax Bill | $6,481 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | F03495 |
| Primary APN | F03495 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,478 sqft Living Area |
| Gross Area | 2,254 sqft |
| 1st Floor Area | 1,095 sqft |
| Basement Area | 1,095 sqft |
| Unfinished Basement | 1,095 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | F03495 |
|---|---|
| Street Address | 628 E MERRIMACK ST |
| City | LOWELL |
| State | MA |
| Zip | 01852-1421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SSF |
| Legal Block | 1950 |
| Legal Lot Number | 628 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 312501 |
628 E Merrimack St is owned by two individuals who bought it in March 2006.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 ARNOLD AVE, LOWELL, MA 01852-5420 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2006 · Amount on File |
| Deed Sale | Mar 9, 2006 · Amount on File |
| Prior Sale | Mar 29, 2002 · Amount on File |
| Deed Document Number | 200612657 |
| Deed Book / Page | 19882 / 229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 628 E MERRIMACK ST, LOWELL, MA 01852-1421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0039829-67 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 39829/67 |
| Instrument | 2743 |
| Name | VALON MORTGAGE INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2046 |
The 2026 property tax bill for 628 E Merrimack St was $6,481, up 2.7% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,481.00 (+2.74%) | $571,000 (+3.91%) Land $272,400 Building $298,600 | $559,755 (+15.01%) |
| 2025 | $6,308.00 (+5.41%) | $549,500 (+9.38%) Land $254,600 Building $294,900 | $486,685 (-1.61%) |
| 2024 | $5,984.00 (+5.54%) | $502,400 (+10.05%) Land $238,000 Building $264,400 | $494,665 |
| 2023 | $5,670.00 | $456,500 Land $206,900 Building $249,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 628 E Merrimack St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 628 E Merrimack St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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