628 E Magnolia St, Arcadia, FL 34266 Property Records

DeSoto County property record for 628 E Magnolia St, Arcadia, FL 34266

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,980 sqft · built 1946
Lot Size	0.33 acres (14,374 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Oct 2020)
Tax Bill	$3,992 (2024)
Deeds & Mortgages	Oct 2020 Sale Oct 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`25-37-24-0012-0540-0010`

Property Details

APN / Parcel Number

Primary APN	`25-37-24-0012-0540-0010`
Alternative APN	`6632`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,980 sqft Living Area
Gross Area	2,321 sqft
1st Floor Area	1,980 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1970
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,374 sqft (0.33 acres)
Garage Type	Detached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	267 sqft

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	548 sqft
Patio Area	33 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	628 E MAGNOLIA ST
City	ARCADIA
State	FL
Zip	34266-4663
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	TOWN OF ARCADIA O S LOTS 1 & 2 BLK 54 SEC 31-37-25 INST:201614003149 INST:201614003995 INST:202014006040 INST:202014006041
Legal Range	24E
Legal Township	37S
Legal Section	25
Legal Subdivision	TOWN OF ARCADIA O S
Legal Tract	0012
Legal Block	54
Legal Lot Number	1
Jurisdiction	DE SOTO FL
Township / Civil Division	ARCADIA EAST
Census Block Group	4
Census Block	4017
Census Tract	10301

Owner

628 E Magnolia St is owned and occupied by two individuals who bought it in October 2020.

Source: DeSoto County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	628 E MAGNOLIA ST, ARCADIA, FL 34266-4663
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Warranty Deed, Transfer ARCADIA ABSTRACT AND TITLE COMPANY IN, ARCADIA ABSTRACT & TITLE CO IN
Oct 13, 2020	Warranty Deed, Transfer · Construction Mortgage THERMON D & SHARON E COLLINS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2020 · Amount on File
Deed Sale	Oct 13, 2020 · Amount on File
Prior Sale	Aug 19, 2016 · Amount on File
Deed Document Number	20206041
Prior Transfer Date	Oct 9, 2020
Prior Transfer Doc	0000006040
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE SOTO FL
Recording Date	Oct 13, 2020
Property Address	628 E MAGNOLIA ST, ARCADIA, FL 34266-4663
Document Number	0014006040
Instrument Date	Oct 9, 2020
Instrument	14006040
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	ARCADIA ABSTRACT AND TITLE COMPANY IN, ARCADIA ABSTRACT & TITLE CO IN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3172 SE BROWN RD ARCADIA FL 342667614, ARCADIA, FL 34266-7614

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE SOTO FL
Recording Date	Oct 13, 2020
Property Address	628 E MAGNOLIA ST, ARCADIA, FL 34266-4663
Document Number	0014006041
Instrument Date	Oct 9, 2020
Instrument	14006041
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	ARCADIA ABSTRACT AND TITLE COMPANY IN, ARCADIA ABSTRACT & TITLE CO IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3172 SW BROWN RD ARCADIA FL 34266, ARCADIA, FL 34266

Mortgage

Document Number	14006043
Date	Oct 13, 2020
Instrument	14006043

Lender

Name	THERMON D & SHARON E COLLINS
Address	3533 SE MONTGOMERY CIR, ARCADIA, FL 34266-3132

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 12, 2021

Interest

Rate	10%

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of June 4, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Arcadia City
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$203,105 (+3.2%) Land $8,000 Building $195,105	$203,105 (+3.2%) Land $8,000 Building $195,105
2024	$3,992.00 (+6.23%)	$196,799 (+3.37%) Land $8,000 Building $188,799	$196,799 (+3.37%) Land $8,000 Building $188,799
2023	$3,758.00 (+7.28%)	$190,378 (+5.44%) Land $8,000 Building $182,378	$190,378 (+5.44%) Land $8,000 Building $182,378
2022	$3,503.00	$180,551 Land $8,000 Building $172,551	$180,551 Land $8,000 Building $172,551

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 628 E Magnolia St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 E Magnolia St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARCADIA WATER DEPT serves 8,942 people · EPA ID FL6140314
Water Source	Purchased surface water from DESOTO COUNTY WATER SYSTEM
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20

May also be available: Verizon.

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