628 E Cedar St, Franklin, KY 42134 Property Records

Simpson County property record for 628 E Cedar St, Franklin, KY 42134 · Last verified February 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bedrooms	12 Beds
Bathrooms	12 Baths
Year Built	Built 2016
Square Footage	5,144 sqft Living Area
Lot Size	12,632 sqft (0.289 acres)
Last Sale	$120,000 (2015)
Tax Bill	$26,631.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`014-00-16-009.00`
Alternative APN	`4592`

Interior

Bedrooms	12 Beds
Full Baths	12 Baths
Partial Baths	4 Partial Baths
Building Area	5,144 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 2016
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Block Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	12,632 sqft (0.289 acres)
Total Buildings	2 Total Buildings
Porch	Porch
Porch Area	2,376 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	628 E CEDAR ST
City	FRANKLIN
State	KY
Zip	42134-1239
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	628 EAST CEDAR STREET
Legal Subdivision	GREATER FRANKLIN SUBDIVISION
Jurisdiction	SIMPSON KY
Minor Civil Division	FRANKLIN
Census Blockgroup	1
Census Block	1001
Census Tract	970402

Owner

Source: Simpson County records · APN 014-00-16-009.00

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3540 BOWLING GREEN RD, FRANKLIN, KY 42134-7613
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 02, 2015 · Amount on Record
Deed Sale	Apr 02, 2015 · Amount on Record
Deed Doc Number	0000314208
Deed Book / Page	314 / 208
Record Refreshed	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SIMPSON KY
Property Address	628 E CEDAR ST, FRANKLIN, KY 42134-1239
Transaction Type	Mortgage
Record Updated	Aug 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 BOWLING GREEN RD, FRANKLIN, KY 42134-9606

Mortgage

Document Number	00M521/549
Date	Jul 20, 2022
Book Page	M521/549
Instrument	1209821

Lender

Name	AMERICAN BANK & TRUST COMPANY INC
Type	Bank
Address	FRANKLIN, KY 42134

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 18, 2047

Tax Assessment & Valuation

Source: Simpson County records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Simpson County
Municipality	Franklin City
Unified School District	Simpson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,631.00 (-5.74%)	$3,034,900 (-)	$3,034,900 (-)
2023	$28,254.00	$3,034,900	$3,034,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Simpson County (21213C), updated March 17, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low 20th percentile nationally · 37th in Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.