628 E Bay St, Wauchula, FL 33873 Property Records

Hardee County property record for 628 E Bay St, Wauchula, FL 33873

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,068 sqft · built 1955
Lot Size	0.261 acres (11,369 sqft)
Owner	Individual Name on File
Last Sale	$36,403 (May 2009)
Tax Bill	$800 (2025)
Deeds & Mortgages	Apr 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0334-25-0440-0000C-0003`

Property Details

APN / Parcel Number

Primary APN	`0334-25-0440-0000C-0003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,068 sqft Living Area
Gross Area	1,272 sqft
1st Floor Area	1,068 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Built-Up Asphalt
Lot Area	11,369 sqft (0.261 acres)
Lot Dimensions	150 ft deep x 76 ft wide
Driveway	Driveway
Driveway Area	192 sqft
Porch	Slab
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	628 E BAY ST
City	WAUCHULA
State	FL
Zip	33873-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 3 & E 26 FT OF LOT 4 BLK C A Y TEACHYS SUB (N/2 ZONED R-2; S/2 ZONED R-3) 263P511 321P671 200925003878
Legal Range	25E
Legal Township	34S
Legal Section	03
Legal Subdivision	A Y TEACHYS SUB
Legal Block	C
Legal Lot Number	3
Jurisdiction	HARDEE FL
Township / Civil Division	WAUCHULA
Census Block Group	1
Census Block	1029
Census Tract	970401

Owner

Source: Hardee County records · APN 0334-25-0440-0000C-0003

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4144 W MAIN ST, WAUCHULA, FL 33873-7705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 28, 2009 · Amount on Record
Deed Sale	May 28, 2009 · Amount on Record
Deed Document Number	20093878
Record Updated	Sep 20, 2026

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARDEE FL
Property Address	628 E BAY ST, WAUCHULA, FL 33873-3213
Document Number	0025002406
Instrument Date	Apr 13, 2018
Transaction Type	Mortgage
Record Updated	May 03, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 E BAY ST WAUCHULA FL 338733213, WAUCHULA, FL 33873-3213

Mortgage

Document Number	0025002406
Date	Apr 23, 2018
Instrument	25002406

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	WAUCHULA, FL 33873-0248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Apr 22, 2021

Tax Assessment & Valuation

Source: Hardee County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hardee County
Municipality	Wauchula City
Unified School District	Hardee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$800.00 (+2.96%) Homeowner's exemption	$66,693 (+2.9%)	$118,248 (+11.47%) Land $14,535 Building $103,713
2024	$777.00 (+1.83%) Homeowner's exemption	$64,813 (+3%)	$106,084 (+7.67%) Land $14,535 Building $91,549
2023	$763.00 (+0.93%) Homeowner's exemption	$62,925 (+3%)	$98,525 (+14.63%) Land $14,535 Building $83,990
2022	$756.00 Homeowner's exemption	$61,092	$85,948 Land $14,535 Building $71,413

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hardee County (12049C), as of May 26, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120499704011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Sep 2022 · Hurricane Ian

Wildfire

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Rapid Systems Fixed Wireless	100 / 20

Based on FCC filings for 207 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6250329, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WAUCHULA CITY WATER DEPARTMENT serves 5,000 people
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.