628 E 4th Ave, Gastonia, NC 28054 Property Records

Gaston County property record for 628 E 4th Ave, Gastonia, NC 28054 · Last verified October 2023

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 985 sqft · built 1940
Lot Size0.269 acres (11,761 sqft)
OwnerIndividual Name on File
Last Sale$80,000 (Apr 2018)
Tax Bill$1,656 (2023)
Deeds & MortgagesJul 2022 Mortgage
Oct 2019 Mortgage
Flood ZoneZone AE (high risk)
APN01054 28300

Property Details

APN / Parcel Number

Primary APN01054 28300
Alternative APN
  • 109454

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures2 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area985 sqft Heated Area
FlooringHardwood

Exterior

Year BuiltBuilt 1940
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof MaterialShingle
Lot Area11,761 sqft (0.269 acres)
Lot Dimensions80 ft deep x 150 ft wide
PorchPorch
Porch Area115 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Old Parcel Number01054 28300
Street Address628 E 4TH AVE
CityGASTONIA
StateNC
Zip28054-4427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionD B HANNA BLK A L 14 01 054 283 00 000
Legal SubdivisionD B HANNA
Legal BlockA
Legal Lot Number14
JurisdictionGASTON NC
Township / Civil DivisionGASTONIA
Census Block Group1
Census Block1008
Census Tract32703

Owner

Source: Gaston County records · APN 01054 28300

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1024 CANOPY DR, INDIAN TRAIL, NC 28079-3743
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Oct 01, 2019Deed of Trust, Mortgage · Conventional Mortgage
SHARONVIEW FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 12, 2018 · Amount on Record
Deed SaleApr 12, 2018 · Amount on Record
Prior SaleJul 01, 2009 · Amount on Record
Deed Document Number0004971476
Deed Book / Page4971 / 0476
Record UpdatedJun 07, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address628 E 4TH AVE, GASTONIA, NC 28054-4427
Transaction TypeMortgage
Record UpdatedAug 29, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053530371
DateJul 22, 2022
Book Page5353/371
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address628 E 4TH AVE, GASTONIA, NC 28054-4427
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050710818
DateOct 01, 2019
Book Page5071/0818
Lender
NameSHARONVIEW FCU
TypeCredit Union
AddressFORT MILL, SC 29716
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2049

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityGastonia City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2023$1,656.00$153,380 Land $17,500 Building $135,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gaston County (37071C), updated September 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370710327031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2018–2024)
Most Recent ClaimJul 2024, river or lake flooding

Wildfire

Wildfire RiskLow
above 5% of the US · above 3% of North Carolina
Wildfire LikelihoodAbout 1 in 8,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 269 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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