628 Downing Dr, Richardson, TX 75080 Property Records

Dallas County property record for 628 Downing Dr, Richardson, TX 75080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,380 sqft · built 1955
Lot Size	0.187 acres (8,129 sqft)
Owner	Individual Name on Record
Last Sale	$276,300 (Nov 2017)
Tax Bill	$5,973 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-15450-003-042-0000`

Property Details

APN / Parcel Number

Primary APN	`42-15450-003-042-0000`
Alternative APN	`421545000304200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1970
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,129 sqft (0.187 acres)
Lot Dimensions	130 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	302 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	421545000304200
Street Address	628 DOWNING DR
City	RICHARDSON
State	TX
Zip	75080-6117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z273
Legal Description	RICHARDSON HEIGHTS 2ND INST BLK C LOT 42 INT201700334774 DD11282017 CO-DC 1545000304200 3CR15450003
Legal Subdivision	RICHARDSON HEIGHTS 2ND INST
Legal Tract	15450
Legal Block	C
Legal Lot Number	42
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	3
Census Block	3017
Census Tract	19202

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	628 DOWNING DR, RICHARDSON, TX 75080-6117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY BANK
Nov 29, 2017	Warranty Deed, Transfer LEGACY BK/TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2017 · Amount on Record
Deed Sale	Nov 29, 2017 · Amount on Record
Prior Sale	Oct 25, 2013 · Amount on Record
Deed Document Number	2017334774
Prior Transfer Date	Nov 28, 2017
Prior Transfer Doc	0000334774
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	628 DOWNING DR, RICHARDSON, TX 75080-6117
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	RTT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000184041
Date	Jul 17, 2020
Instrument	202000184041

Lender

Name	PROSPERITY BANK
Type	Bank
Address	EL CAMPO, TX 77437

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Nov 29, 2017
Property Address	628 DOWNING DR, RICHARDSON, TX 75080-6117
Document Number	0000334774
Instrument Date	Nov 28, 2017
Instrument	334774
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	COMMONWEALTH LAND TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 DOWNING DR RICHARDSON TX 750806117, RICHARDSON, TX 75080-6117

Mortgage

Document Number	334775
Date	Nov 29, 2017
Instrument	334775

Lender

Name	LEGACY BK/TX
Type	Bank
Address	PLANO, TX 75024

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2047

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Richardson City
Unified School District	Richardson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,000 (-4.67%) Land $160,000 Building $205,000	$365,000 (-4.67%) Land $160,000 Building $205,000
2025	$5,973.00 (+4.04%)	$382,890 (+11.33%) Land $160,000 Building $222,890	$382,890 (+11.33%) Land $160,000 Building $222,890
2024	$5,741.00 (+8.75%)
2023	$5,279.00 (-7.13%) Homeowner's exemption	$343,910 Land $100,000 Building $243,910	$343,910 Land $100,000 Building $243,910
2022	$5,684.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHARDSON serves 122,615 people · EPA ID TX0570015
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8, SimpleFiber.

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