628 Downer St, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 628 Downer St, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	2,467 sqft · built 2006
Lot Size	0.11 acres (4,783 sqft)
Owner	2 Individual Names on File
Last Sale	$795,000 (Apr 2023)
Tax Bill	$15,858 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-02710-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`20-02710-0000-00017`
Alternative APNs	`2000725000000009` `200271000017`

Interior

Stories	2 Stories
Building Area	2,467 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Lot Area	4,783 sqft (0.11 acres)
Lot Dimensions	145 ft deep x 33 ft wide

Location & Zoning

Old Parcel Number	2000725000000009
Street Address	628 DOWNER ST
City	WESTFIELD
State	NJ
Zip	07090-4115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	TOWN/WESTFIELD
Legal Block	2710
Legal Lot Number	17
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	3
Census Block	3019
Census Tract	36600

Owner

Source: Union County and Westfield Town records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	628 DOWNER ST, WESTFIELD, NJ 07090-4115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2023 · Amount on File
Deed Sale	Apr 3, 2023 · Amount on File
Prior Sale	Jun 12, 1992 · Amount on File
Deed Document Number	202327775
Deed Book / Page	6504 / 2034
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Apr 3, 2023
Property Address	628 DOWNER ST, WESTFIELD, NJ 07090-4115
Document Number	0065042034
Book / Page	6504 / 2034
Instrument Date	Mar 28, 2023
Instrument	27775
Transaction Type	Transfer
Record Updated	Apr 13, 2023
Title Company	CB TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,252.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 KENNEDY DR, LINDEN, NJ 07036-4418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 DOWNER ST, WESTFIELD, NJ 07090-4115

Mortgage

Document Number	0000050538
Date	Apr 3, 2023
Instrument	50538

Lender

Name	FIRST INTERNET BANK OF INDIANA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$691,900 (-) Land $308,000 Building $383,900	$691,900 (-) Land $308,000 Building $383,900
2025	$15,858.00 (+1.78%)	$691,900 (-) Land $308,000 Building $383,900	$691,900 (-) Land $308,000 Building $383,900
2024	$15,581.00 (+4.26%)
2023		$691,900 Land $308,000 Building $383,900	$691,900 Land $308,000 Building $383,900
2022	$14,945.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20