628 Curran Dr, Waterford, CA 95386 Property Records

Stanislaus County property record for 628 Curran Dr, Waterford, CA 95386

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,056 sqft · built 1989
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Trust Names on File
Last Sale	$80,000 (Aug 1999)
Tax Bill	$1,754 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080-058-039-000`

Property Details

APN / Parcel Number

Primary APN	`080-058-039-000`
Alternative APNs	`0805839000` `0805839`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	628 CURRAN DR
City	WATERFORD
State	CA
Zip	95386-9775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY GARDENS NO 2 BLK 6 LOT 5
Legal Subdivision	COUNTRY GARDENS 02
Legal Block	6
Legal Lot Number	5
Jurisdiction	STANISLAUS CA
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2004
Census Tract	2802

Owner

628 Curran Dr is held in a trust since July 2021.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	13209 HARBOR DR, WATERFORD, CA 95386-8866
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Mar 4, 2021	Intrafamily Transfer, Transfer
Mar 4, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 1999 · Amount on File
Deed Sale	Aug 25, 1999 · Amount on File
Prior Sale	Jul 7, 1999 · Amount on File
Deed Document Number	199982706
Last Transfer Date	Jul 6, 2021
Transfer Doc	0000066764
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Jul 13, 2021
Property Address	628 CURRAN DR, WATERFORD, CA 95386-9775
Document Number	0000066764
Map Reference	VOL 31 PG 3
Instrument Date	Jul 6, 2021
Instrument	2021-0066764
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	13209 HARBOR DR, WATERFORD, CA 95386-8866

Mortgage

Document Number	0000066765
Date	Jul 13, 2021
Instrument	2021-0066765

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Mar 4, 2021
Property Address	628 CURRAN DR, WATERFORD, CA 95386-9775
Document Number	0000021744
Map Reference	VOL 31 PG 3
Instrument Date	Feb 25, 2021
Instrument	2021-0021744
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	13209 HARBOR DR, WATERFORD, CA 95386-8866

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Mar 4, 2021
Property Address	628 CURRAN DR, WATERFORD, CA 95386-9775
Document Number	0000021743
Map Reference	MB 31 PG 3
Instrument Date	Feb 25, 2021
Instrument	2021-0021743
Transaction Type	Transfer
Record Updated	Jul 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	13209 HARBOR DR, WATERFORD, CA 95386-8866

Tax Assessment & Valuation

The 2026 property tax bill for 628 Curran Dr was $1,754, up 1.6% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Waterford City
Unified School District	Waterford Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,754.00 (+1.62%)	$125,392 (+2%) Land $31,342 Building $94,050
2025	$1,726.00	$122,934 Land $30,728 Building $92,206
2023	$1,654.00 (+1.72%)	$118,163 Land $29,536 Building $88,627
2022	$1,626.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 628 Curran Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Curran Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATERFORD serves 8,788 people · EPA ID CA5010006
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	MODESTO IRRIGATION DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

Nearby Properties on Curran Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures