628 Cumberland Hill Rd, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 628 Cumberland Hill Rd, Woonsocket, RI 02895

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,296 sqft · built 1935
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Oct 2021)
Tax Bill	$5,178 (2025)
Deeds & Mortgages	Jan 2026 Transfer Aug 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`6250550`

Property Details

APN / Parcel Number

Primary APN	`6250550`
Alternative APN	`WOON M:41C L:214 U:15`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,296 sqft Living Area
Gross Area	4,270 sqft
1st Floor Area	1,148 sqft
Basement Area	1,736 sqft
Finished Basement	868 sqft
Unfinished Basement	868 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	6250550
Street Address	628 CUMBERLAND HILL RD
City	WOONSOCKET
State	RI
Zip	02895-5610
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Lot Number	214
Jurisdiction	WOONSOCKET RI
Township / Civil Division	WOONSOCKET
Census Block Group	2
Census Block	2027
Census Tract	18500

Owner

Source: Woonsocket City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	628 CUMBERLAND HILL RD, WOONSOCKET, RI 02895-5610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 15, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP
Aug 15, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) RHODE ISLAND HOUSING & MTG FIN CORP
Oct 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage QUEST T CO
Sep 2, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage KRC RM LLC
Sep 11, 2018	Redemption Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2021 · Amount on Record
Deed Sale	Oct 22, 2021 · Amount on Record
Prior Sale	Sep 2, 2021 · Amount on Record
Deed Book / Page	2674 / 260
Last Transfer Date	Jan 5, 2026
Transfer Doc	0003006-99
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Jan 7, 2026
Property Address	628 CUMBERLAND HILL RD, WOONSOCKET, RI 02895-5610
Document Number	0003006-99
Book / Page	3006 / 99
Instrument Date	Jan 5, 2026
Instrument	241787
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	628 CUMBERLAND HILL RD, WOONSOCKET, RI 02895-5610

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	628 CUMBERLAND HILL RD, WOONSOCKET, RI 02895-5610
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002756-96
Date	Aug 15, 2022
Book Page	2756/96
Instrument	223620

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOONSOCKET RI
Property Address	628 CUMBERLAND HILL RD, WOONSOCKET, RI 02895-5610
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002756-109
Date	Aug 15, 2022
Book Page	2756/109
Instrument	223621

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Oct 22, 2021
Property Address	628 CUMBERLAND HILL RD, WOONSOCKET, RI 02895-5610
Document Number	002674-260
Book / Page	2674 / 260
Instrument Date	Oct 22, 2021
Instrument	217902
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	451 LOGEE ST, WOONSOCKET, RI 02895-5947

Mortgage

Document Number	0000217903
Date	Oct 22, 2021
Instrument	217903

Lender

Name	QUEST T CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	002674-273
Date	Oct 22, 2021
Book Page	2674/273
Instrument	217904

Lender

Name	JOSEPH HACKETT

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Sep 2, 2021
Property Address	628 CUMBERLAND HILL RD, WOONSOCKET, RI 02895-5610
Document Number	002658-266
Book / Page	2658 / 266
Instrument Date	Sep 1, 2021
Instrument	216735
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 TAUNTON AVE, SEEKONK, MA 02771-5246
Investor	Possibly a Property Investor

Mortgage

Document Number	0000216750
Date	Sep 2, 2021
Instrument	216750

Lender

Name	KRC RM LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2018: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	WOONSOCKET RI
Recording Date	Sep 11, 2018
Property Address	628 CUMBERLAND HILL RD, WOONSOCKET, RI 02895-5610
Document Number	2388-9
Book / Page	002388 / 000009
Instrument Date	Sep 11, 2018
Instrument	196915
Transaction Type	Transfer
Record Updated	Oct 2, 2018

Transaction

Amount	Amount Recorded
Tax	$31.03
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	169 MAIN ST WOONSOCKET RI 028954330, WOONSOCKET, RI 02895-4330

Tax Assessment & Valuation

Source: Woonsocket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Woonsocket City
Unified School District	Woonsocket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,178.00 (+16.41%)	$461,100 (+44.91%) Land $90,900 Building $370,200	$469,024
2023	$4,448.00 (+4.63%)	$318,200 (+4.64%) Land $92,600 Building $225,600
2022	$4,251.00	$304,100 Land $92,600 Building $211,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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