Rock County property record for 628 Cross St, Beloit, WI 53511
| Property Type | Commercial |
|---|---|
| Details | 11,580 sqft · built 1940 |
| Lot Size | 0.323 acres (14,070 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,340 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 206 13530490 |
| Primary APN | 206 13530490 |
|---|---|
| Alternative APN |
|
| Building Area | 11,580 sqft Total Area |
|---|
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 14,070 sqft (0.323 acres) |
| Account Number | 206 13530490 |
|---|---|
| Street Address | 628 CROSS ST |
| City | BELOIT |
| State | WI |
| Zip | 53511 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 2 CSM V 9 P 229 EX COM NE COR L 2, TH SLY 39.99 FT, TH WLY 56.56 FT, TH NLY 40.75 FT, TH ELY 59.70 FT TO TH POB |
| Legal Lot Number | 2 |
| Jurisdiction | ROCK WI |
| Township / Civil Division | BELOIT |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 1500 |
Source: Rock County records · APN 206 13530490
Assessment roll updated April 2, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 410 BLUFF ST, BELOIT, WI 53511-6116 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Rock County records · Assessment roll updated April 2, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Beloit City |
| County | Rock County |
| Unified School District | Beloit School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,340.00 (+3.68%) | $142,800 (-) Land $56,300 Building $86,500 | $156,800 (-3.45%) |
| 2023 | $2,257.00 | $142,800 Land $56,300 Building $86,500 | $162,400 |
Source: FEMA National Flood Hazard Layer as of May 3, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 13 (1979–2019) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | Sep 2019 · river or lake flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Metronet Holdings, ResTech Services.
Based on FCC filings for 129 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BELOIT serves 36,677 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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