Schenectady County and Rotterdam Town property record for 628 Cramer Ave, Schenectady, NY 12306 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,652 sqft Living Area |
| Lot Size | 3,920 sqft (0.09 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $255,000 (2025) |
| Tax Bill | $4,691.00 (2025) |
| Primary APN | 422800 48.19-9-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,652 sqft Living Area |
| 1st Floor | 992 sqft 1st Floor |
| Upper Floors | 660 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Bungalow Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 3,920 sqft (0.09 acres) |
| Depth X Width | 124 ft x 33 ft Depth x Width |
| Porch Area | 300 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 628 CRAMER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3002 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | R,1 1/2 STY,G CENTR RLTY #3-116 2.-125-21 |
| Legal Block | 9 |
| Legal Lot Number | 2.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | ROTTERDAM |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 32700 |
Source: Schenectady County and Rotterdam Town records · APN 422800 48.19-9-2
Assessment roll updated April 14, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 TRYON AVE, SCHENECTADY, NY 12302-3623 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 20, 2025 · Amount on Record |
| Deed Sale | Jun 20, 2025 · Amount on Record |
| Prior Sale | Jun 21, 2004 · Amount on Record |
| Deed Doc Number | 202515536 |
| Deed Book / Page | 2151 / 978 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 20, 2025 |
| Property Address | 628 CRAMER AVE, SCHENECTADY, NY 12306-3002 |
| Document Number | 0000015536 |
| Instrument Date | May 05, 2025 |
| Instrument | 202515536 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | GRS TITLE SERVICES LLC, 3G TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,020.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 628 CRAMER AVE, ROTTERDAM, NY 12306-3002 |
| Name | Verified Name |
|---|---|
| Address | 1 TRYON AVE, SCHENECTADY, NY 12302-3623 |
| Document Number | 0000015537 |
|---|---|
| Date | Jun 20, 2025 |
| Instrument | 202515537 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2055 |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,691.00 | $128,000 (-) Land $5,400 Building $122,600 | $196,900 (+16.92%) Land $8,307 Building $188,593 |
| 2023 | $128,000 Land $5,400 Building $122,600 | $168,400 Land $7,104 Building $161,296 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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