628 Cornwallis Ave, Locust Grove, VA 22508 Property Records

Orange County property record for 628 Cornwallis Ave, Locust Grove, VA 22508

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,813 sqft · built 1972
Owner	Owner Name on File
Last Sale	$437,500 (Jun 2003)
Tax Bill	$4,248 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Apr 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`012-A0-00-08-0001`

Property Details

APN / Parcel Number

Primary APN	`012-A0-00-08-0001`
Alternative APN	`2833`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,813 sqft Living Area
1st Floor Area	1,936 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle

Exterior Amenities

Porch	Porch
Porch Area	308 sqft
Deck Area	48 sqft
Patio Area	120 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	2833
Street Address	628 CORNWALLIS AVE
City	LOCUST GROVE
State	VA
Zip	22508-5150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3 PLANNED RESIDENTIAL
Legal Description	USL 8-1
Legal Subdivision	LAKE/WOODS SEC 08
Legal Block	8
Legal Lot Number	1
Jurisdiction	ORANGE VA
Township / Civil Division	5
Census Block Group	2
Census Block	2012
Census Tract	110108

Owner

The current owner of 628 Cornwallis Ave acquired it in June 2011.

Source: Orange County records, as of November 17, 2025

Owner of Record	Owner Name on File
Mailing Address	628 CORNWALLIS AVE, LOCUST GROVE, VA 22508-5150
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Apr 7, 2022	Deed of Trust, Mortgage · Construction Mortgage STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2003 · Amount on File
Deed Sale	Jun 2, 2003 · Amount on File
Prior Sale	Jul 19, 2010
Deed Document Number	030005553
Deed Book / Page	0300 / 05553
Last Transfer Date	Jun 6, 2011
Transfer Doc	110003861
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE VA
Property Address	628 CORNWALLIS AVE, LOCUST GROVE, VA 22508-5150
Transaction Type	Mortgage
Record Updated	Feb 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000309
Date	Jan 24, 2023
Instrument	230000309

Lender

Name	ATLANTIC UNION BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE VA
Property Address	628 CORNWALLIS AVE, LOCUST GROVE, VA 22508-5150
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002513
Date	Apr 7, 2022
Instrument	220002513

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 628 Cornwallis Ave was $4,248.

Source: Orange County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Orange County
Unified School District	Orange County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,248.00	$538,000 Land $335,000 Building $203,000	$538,000 Land $335,000 Building $203,000
2023	$4,248.00	$538,000 Land $335,000 Building $203,000	$538,000 Land $335,000 Building $203,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 628 Cornwallis Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Cornwallis Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILDERNESS serves 13,274 people · EPA ID VA6137999
Water Source	Surface water
Last State Inspection	Apr 2021
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2024 Treatment failure resolved · Apr 2018
Treatment and Procedure	Coliform assessment Jul 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
FiberLync Fiber	1,000 / 1,000

May also be available: Virginia Broadband.

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