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628 Cooper Dr, Charlotte, NC 28210 Property Records

Mecklenburg County property record for 628 Cooper Dr, Charlotte, NC 28210

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,956 sqft · built 1958
Lot Size0.252 acres (10,989 sqft)
OwnerIndividual Name on Record
Last Sale$385,000 (Aug 2020)
Tax Bill$4,982 (2023)
Deeds & MortgagesAug 2020 Sale & Mortgage
Apr 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN171-112-12

Property Details

APN / Parcel Number

Primary APN171-112-12

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,956 sqft Heated Area
1st Floor Area1,254 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area10,989 sqft (0.252 acres)
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number171-112-12
Street Address628 COOPER DR
CityCHARLOTTE
StateNC
Zip28210-2829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL163 M7-633
Legal SubdivisionSELWYN PARK ADD 07
Legal Lot Number163
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1040
Census Tract3110

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address628 COOPER DR, CHARLOTTE, NC 28210-2829
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2020Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK
Apr 27, 2018Loan Modification, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2020 · Amount on Record
Deed SaleAug 7, 2020 · Amount on Record
Prior SaleSep 30, 2005 · Amount on Record
Deed Document Number0034904562
Deed Book / Page34904 / 562
Record UpdatedJun 7, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 7, 2020
Property Address628 COOPER DR, CHARLOTTE, NC 28210-2829
Document Number0000123191
Book / Page34904 / 562
Map ReferenceMB 7 PG 633
Instrument DateAug 6, 2020
Instrument2020123191
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$770.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address306 ASHLAND DRA, 306, GREENSBORO, NC 27403

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 COOPER DR, CHARLOTTE, NC 28210-2829

Mortgage

Document Number0000123192
DateAug 7, 2020
Instrument2020123192
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMECKLENBURG NC
Property Address628 COOPER DR, CHARLOTTE, NC 28210-2829
Document Number0000054871
Instrument DateApr 27, 2018
Transaction TypeMortgage
Record UpdatedJun 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 COOPER DR CHARLOTTE NC 282102829, CHARLOTTE, NC 28210-2829

Mortgage

Document Number0000054871
DateMay 7, 2018
Book Page032657/000936
Instrument54871
Lender
NameBANK OF AMERICA
TypeBank
AddressDENVER, CO 80249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueMay 6, 2058
Interest
Rate4%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims3 (2005–2009)
Most Recent ClaimAug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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