628 Commons Dr, Sacramento, CA 95825 Property Records

Sacramento County property record for 628 Commons Dr, Sacramento, CA 95825

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2 ba · 1,599 sqft · built 1966
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on Record
Last Sale	$595,000 (Mar 2023)
Tax Bill	$6,135 (2025)
Deeds & Mortgages	Mar 2023 Sale Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`295-0412-005-0000`

Property Details

APN / Parcel Number

Primary APN	`295-0412-005-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,599 sqft Living Area
1st Floor Area	1,599 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	628 COMMONS DR
City	SACRAMENTO
State	CA
Zip	95825-6642
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-1-PUD
Legal Description	CAMPUS COMMONS 01, LOT 115
Legal Subdivision	CAMPUS COMMONS 01
Legal Lot Number	115
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1004
Census Tract	5403

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	628 COMMONS DR, SACRAMENTO, CA 95825-6642
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Grant Deed, Transfer FIDELITY NATIONAL TITLE CO
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Apr 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 5, 2019	Grant Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2023 · Amount on Record
Deed Sale	Mar 22, 2023 · Amount on Record
Prior Sale	Feb 5, 2019 · Amount on Record
Deed Book / Page	20230322 / 601
Prior Transfer Date	Mar 25, 2020
Prior Transfer Doc	4150000001172
Record Updated	Oct 29, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 22, 2023
Property Address	628 COMMONS DR, SACRAMENTO, CA 95825-6642
Document Number	0000000601
Map Reference	MB 78 MAP 3
Instrument Date	Mar 20, 2023
Instrument	2023032200601
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 COMMONS DR, SACRAMENTO, CA 95825-6642

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	628 COMMONS DR, SACRAMENTO, CA 95825-6642
Document Number	2011301723
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	628 COMMONS DR SACRAMENTO CA 958256642, SACRAMENTO, CA 95825-6642

Mortgage

Document Number	2011301723
Date	Nov 30, 2020
Instrument	2011301723

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 15, 2020
Property Address	628 COMMONS DR, SACRAMENTO, CA 95825-6642
Document Number	2004151172
Instrument Date	Mar 25, 2020
Instrument	2004151172
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	628 COMMONS DR SACRAMENTO CA 958256642, SACRAMENTO, CA 95825-6642

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 5, 2019
Property Address	628 COMMONS DR, SACRAMENTO, CA 95825-6642
Document Number	1902050977
Instrument Date	Jan 23, 2019
Instrument	1902050977
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$555.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 COMMONS DR SACRAMENTO CA 958256642, SACRAMENTO, CA 95825-6642

Mortgage

Document Number	1902050978
Date	Feb 5, 2019
Instrument	1902050978

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$514,301 (+2%) Land $142,254 Building $372,047
2025	$6,135.00 (+0.18%) Homeowner's exemption	$504,217 (-6.88%) Land $139,465 Building $364,752
2024	$6,124.00 (-9%)
2023	$6,730.00 (+0.58%)	$541,458 Land $134,023 Building $407,435
2022	$6,691.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 104 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	31 (1980–2023)
Claims Outside the SFHA	9 of 31
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	300 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net.

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