Comal County property record for 628 Cloud Top, Canyon Lake, TX 78133
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,233 sqft · built 2013 |
| Lot Size | 0.306 acres (13,316 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $619 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-0340-2655-00 |
| Primary APN | 50-0340-2655-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,233 sqft Living Area |
| Gross Area | 1,835 sqft |
| 1st Floor Area | 1,233 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Metal |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,316 sqft (0.306 acres) |
| Lot Dimensions | 180 ft deep x 74 ft wide |
| View / Lot | Hill/Valley |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 206 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Street Address | 628 CLOUD TOP |
|---|---|
| City | CANYON LAKE |
| State | TX |
| Zip | 78133-4926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCENIC HEIGHTS 2, LOT 527R, LIFE ESTATE LIFE ESTATE |
| Legal Subdivision | SCENIC HEIGHTS 2 |
| Legal Block | 4 |
| Legal Lot Number | 527R |
| Jurisdiction | COMAL TX |
| Township / Civil Division | CANYON LAKE |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 310608 |
628 Cloud Top is owned and occupied by two individuals who acquired it in October 2024.
Source: Comal County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 628 CLOUD TOP, CANYON LAKE, TX 78133-4926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 15, 2024 |
| Transfer Doc | 0000003770 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMAL TX |
| Property Address | 628 CLOUD TOP, CANYON LAKE, TX 78133-4926 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0006041645 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 202206041645 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2037 |
The 2025 property tax bill for 628 Cloud Top was $619, up 3.9% from the year before.
Source: Comal County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Unified School District | Comal Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $290,312 (+1%) | $303,000 (-5.42%) Land $64,370 Building $238,630 | |
| 2025 | $619.00 (+3.86%) | $263,920 | $320,350 Land $74,040 Building $246,310 |
| 2024 | $596.00 | ||
| 2023 | $286,260 Land $85,120 Building $201,140 | $286,260 Land $85,120 Building $201,140 | |
| 2022 | $569.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 628 Cloud Top in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 628 Cloud Top is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 60% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCENIC HEIGHTS private · serves 336 people · EPA ID TX0460060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Gross alpha radiation not recorded as resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GVTC Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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