628 Cliff Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 628 Cliff Dr, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage1,811 sqft Living Area
Lot Size5,314 sqft (0.122 acres)
OccupancyOwner Occupied
Last Sale$1,775,000 (2021)
Tax Bill$23,330.00 (2025)

Property Details

APN / Parcel Number

Primary APN043-121-14
Alternative APN
  • 043-121-14-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,811 sqft Living Area
Gross Area2,291 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2021
Construction TypeWood Construction
Roof MaterialOther (not Classified) Roof
Lot Area5,314 sqft (0.122 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area480 sqft Garage
Deck Area168 sqft Deck
Patio Area168 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address628 CLIFF DR
CityAPTOS
StateCA
Zip95003-5312
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionRIO DEL MAR CNTRY CLB S10 TR10
Legal Lot Number14
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1014
Census Tract122205

Owner

Source: Santa Cruz County records · APN 043-121-14

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address628 CLIFF DR, APTOS, CA 95003-5312
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Feb 23, 2021Grant Deed, Transfer
FIRST AMERICAN TITLE COMPANY
Sep 29, 2017Deed of Trust, Mortgage
WELLS FARGO BANK NA
Jun 25, 2018Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Nov 30, 2018Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 23, 2021 · Amount on Record
Deed SaleFeb 23, 2021 · Amount on Record
Prior SaleJul 28, 2016 · Amount on Record
Deed Doc Number202111287
Prior Transfer DateNov 20, 2018
Prior Transfer Doc0000035590
Record RefreshedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address628 CLIFF DR, APTOS, CA 95003-5312
Transaction TypeMortgage
Record UpdatedAug 11, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1876 AUSTIN AVE, LOS ALTOS, CA 94024-6804

Mortgage

Document Number0000039225
DateJul 26, 2021
Instrument2021-0039225
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateAug 01, 2028
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change4.5%
IndexOther
Max Rate7.5%

February 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateFeb 23, 2021
Property Address628 CLIFF DR, APTOS, CA 95003-5312
Document Number0000011287
Map ReferenceVOL 156 PG 311
Instrument DateFeb 23, 2021
Instrument2021-0011287
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address628 CLIFF DR, APTOS, CA 95003-5312
InvestorPossibly a Property Investor

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address628 CLIFF DR, APTOS, CA 95003-5312
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032585
DateSep 29, 2017
Instrument2017-0032585
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
AmountAmount Recorded
Term361 Months
DueOct 22, 2047

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address628 CLIFF DR, APTOS, CA 95003-5312
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019162
DateJun 25, 2018
Instrument2018-0019162
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJul 16, 2048

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateNov 30, 2018
Property Address628 CLIFF DR, APTOS, CA 95003-5312
Document Number0000035590
Instrument DateNov 20, 2018
Instrument35590
Transaction TypeTransfer
Record UpdatedDec 17, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address628 CLIFF DR APTOS CA 950035312, APTOS, CA 95003-5312

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,959,743 (+2%) Land $1,371,820 Building $587,923
2025$23,330.00 (+9.43%)$1,921,317 (+4.04%) Land $1,344,922 Building $576,395
2023$21,320.00 (+6.77%)$1,846,710 Land $1,292,697 Building $554,013$1,757,250
2022$19,968.00

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