Seminole County property record for 628 Clearn Ct, Winter Springs, FL 32708
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,550 sqft · built 1978 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Oct 2019) |
| Tax Bill | $3,267 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-20-30-516-0000-0110 |
| Primary APN | 33-20-30-516-0000-0110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,550 sqft Living Area |
| Gross Area | 2,077 sqft |
| 1st Floor Area | 1,550 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,501 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 527 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 628 CLEARN CT |
|---|---|
| City | WINTER SPRINGS |
| State | FL |
| Zip | 32708-2201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 11 HIGHLANDS SEC 4 REPLAT TRACTS A & B PB 21 PG 9 |
| Legal Range | 30E |
| Legal Township | 20S |
| Legal Section | 33 |
| Legal Subdivision | THE HIGHLANDS SECTION FOUR TRACTS A AND |
| Legal Tract | A |
| Legal Block | PB |
| Legal Lot Number | 11 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | CASSELBERRY-ALTAMONTE SPRINGS |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 21401 |
628 Clearn Ct is owned and occupied by an individual who acquired it in September 2025.
Source: Seminole County records, as of December 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 628 CLEARN CT, WINTER SPRINGS, FL 32708-2201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 6, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage LOWER LLC |
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Oct 9, 2019 | Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC |
| Jun 26, 2019 | Warranty Deed, Transfer OPENDOOR TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2019 · Amount on File |
| Deed Sale | Oct 9, 2019 · Amount on File |
| Prior Sale | Jun 26, 2019 · Amount on File |
| Deed Document Number | 2019109725 |
| Deed Book / Page | 9453 / 1180 |
| Last Transfer Date | Sep 15, 2025 |
| Transfer Doc | 0109090582 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 628 CLEARN CT, WINTER SPRINGS, FL 32708-2201 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 628 CLEARN CT, WINTER SPRINGS, FL 32708-2201 |
| Document Number | 0101280363 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 10128/363 |
| Instrument | 2021165774 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Oct 6, 2025 |
| Property Address | 628 CLEARN CT, WINTER SPRINGS, FL 32708-2201 |
| Document Number | 0109090582 |
| Book / Page | 10909 / 582 |
| Map Reference | MB 21 PG 9 |
| Instrument Date | Sep 15, 2025 |
| Instrument | 2025098411 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Title Company | BROKERS TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 628 CLEARN CT, WINTER SPRINGS, FL 32708-2201 |
| Name | Verified Name |
|---|---|
| Address | 628 CLEARN CT, WINTER SPRINGS, FL 32708-2201 |
| Document Number | 0010909583 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | 10909/583 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 628 CLEARN CT, WINTER SPRINGS, FL 32708-2201 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 628 CLEARN CT, WINTER SPRINGS, FL 32708-2201 |
| Document Number | 0097121456 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 9712/1456 |
| Instrument | 2020106610 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Jan 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Oct 9, 2019 |
| Property Address | 628 CLEARN CT, WINTER SPRINGS, FL 32708-2201 |
| Document Number | 0094531180 |
| Book / Page | 009453 / 001180 |
| Instrument Date | Oct 3, 2019 |
| Instrument | 109725 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2019 |
| Title Company | OPENDOOR TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,785.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 628 CLEAR CT WINTER SPRINGS FL 32708, WINTER SPRINGS, FL 32708 |
| Document Number | 94531182 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | 009453/001182 |
| Instrument | 109726 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 8, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jun 26, 2019 |
| Property Address | 628 CLEARN CT, WINTER SPRINGS, FL 32708-2201 |
| Document Number | 0093811848 |
| Book / Page | 009381 / 001848 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 67942 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2019 |
| Title Company | OPENDOOR TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,659.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 628 Clearn Ct was $3,267, up 6.2% from the year before.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Winter Springs City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,267.00 (+6.21%) | $244,194 (+2.9%) | $302,651 (+0.33%) Land $78,000 Building $224,651 |
| 2024 | $3,076.00 (+4.27%) Homeowner's exemption | $237,312 (+3%) | $301,662 (+2.44%) Land $78,000 Building $223,662 |
| 2023 | $2,950.00 (+3%) Homeowner's exemption | $230,400 (+3%) | $294,466 (+7.83%) Land $78,000 Building $216,466 |
| 2022 | $2,864.00 Homeowner's exemption | $223,689 | $273,082 Land $62,000 Building $211,082 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 628 Clearn Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 2 (1995–2004) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2004 · Tropical Storm Bonnie And Hurricane Charley |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 628 Clearn Ct is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| CenturyLink Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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