628 Clay St, Fillmore, CA 93015 Property Records

Ventura County property record for 628 Clay St, Fillmore, CA 93015

Property Summary

Property Type	Multi-Family Dwellings
Details	1,560 sqft · built 1963
Lot Size	0.148 acres (6,460 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Apr 2015)
Tax Bill	$5,508 (2025)
Deeds & Mortgages	Dec 2021 Second Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050-0-194-170`

Property Details

APN / Parcel Number

Primary APN	`050-0-194-170`

Interior

Building Area	1,560 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Multi-Family
Lot Area	6,460 sqft (0.148 acres)

Location & Zoning

Street Address	628 CLAY ST
City	FILLMORE
State	CA
Zip	93015-1427
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R1
Legal Description	LOT: 27 REF: 016MR 072
Legal Subdivision	STEPHENS SUBDIVISION
Legal Block	194
Legal Lot Number	27
Jurisdiction	VENTURA CA
Township / Civil Division	FILLMORE
Census Block Group	2
Census Block	2036
Census Tract	302

Owner

628 Clay St, a residential property, is owned by an individual who bought it in April 2015.

Source: Ventura County records, as of July 15, 2026

Owner of Record	Individual Name on File
Mailing Address	630 CLAY ST, FILLMORE, CA 93015-1427
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Jan 16, 2020	Deed of Trust, Mortgage · FHA Mortgage ORION LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2015 · Amount on File
Deed Sale	Apr 29, 2015 · Amount on File
Deed Document Number	201564090
Prior Transfer Date	Jul 22, 1999
Prior Transfer Doc	0000151113
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	628 CLAY ST, FILLMORE, CA 93015-1427
Transaction Type	Mortgage
Record Updated	Mar 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 CLAY ST 630, 630, FILLMORE, CA 93015-1427

Mortgage

Document Number	2021000085193
Date	Dec 13, 2021
Instrument	2021000085193

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	338 Months
Due	Feb 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	628 CLAY ST, FILLMORE, CA 93015-1427
Document Number	0000009056
Instrument Date	Jan 16, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628-630 CLAY ST FILLMORE CA 930151427, FILLMORE, CA 93015-1427

Mortgage

Document Number	0000009056
Date	Jan 22, 2020
Instrument	9056

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 628 Clay St was $5,508, up 7.1% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Fillmore City
Unified School District	Fillmore Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$471,955 (+2%) Land $330,986 Building $140,969
2025	$5,508.00 (+7.1%)	$462,701 Land $324,496 Building $138,205
2024	$5,143.00 (+1.4%)
2023	$5,072.00 (+8.12%)	$444,735 Land $311,895 Building $132,840
2022	$4,691.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 628 Clay St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–1996)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Clay St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FILLMORE WATER DEPT serves 16,419 people · EPA ID CA5610002
Water Source	Groundwater
Last State Inspection	Mar 2023
Also Mapped Here	UNITED WTR CONS DIST
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, Rocket Broadband.

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