628 Cindy Ln, Ballston Spa, NY 12020 Property Records

Saratoga County and Ballston Town property record for 628 Cindy Ln, Ballston Spa, NY 12020

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,954 sqft · built 1978
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$236,900 (May 2008)
Tax Bill	$5,021 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2019 Sale
APN	`412089 216.17-1-13`

Property Details

APN / Parcel Number

Primary APN	`412089 216.17-1-13`
Alternative APNs	`208921601700010130000000` `5 J03451`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,954 sqft Living Area
1st Floor Area	1,036 sqft
2nd Floor Area	918 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	205 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	560 sqft
Canopy	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	5 J03451
Street Address	628 CINDY LN
City	BALLSTON SPA
State	NY
Zip	12020-3544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	13.000
Jurisdiction	SARATOGA NY
Township / Civil Division	BALLSTON
Census Block Group	2
Census Block	2015
Census Tract	61701

Owner

628 Cindy Ln is owned and occupied by an individual who bought it in May 2008.

Source: Saratoga County and Ballston Town records, as of April 20, 2026

Owner of Record	Individual Name on File
Mailing Address	628 CINDY LN, BALLSTON SPA, NY 12020-3544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage SARATOGA NAT'L BK & TR
Oct 7, 2019	Warranty Deed, Transfer CHICAGO TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2008 · Amount on File
Deed Sale	May 28, 2008 · Amount on File
Prior Sale	Mar 1, 2005 · Amount on File
Deed Book / Page	2008 / 18929
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	628 CINDY LN, BALLSTON SPA, NY 12020-3544
Document Number	0000028434
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 CINDY LN BALLSTON SPA NY 120203544, BALLSTON SPA, NY 12020-3544

Mortgage

Document Number	0000028434
Date	Oct 7, 2019
Instrument	28434

Lender

Name	SARATOGA NAT'L BK & TR
Type	Bank
Address	SARATOGA SPRINGS, NY 12866

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Oct 7, 2019
Property Address	628 CINDY LN, BALLSTON SPA, NY 12020-3544
Document Number	0000028432
Instrument Date	Sep 16, 2019
Instrument	2019028432
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 WHITE ST # 1, 1, SARATOGA SPRINGS, NY 12866-4327

Tax Assessment & Valuation

The 2025 property tax bill for 628 Cindy Ln was $5,021.

Source: Saratoga County and Ballston Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Ballston Town
Unified School District	Ballston Spa Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,021.00	$221,500 Land $43,000 Building $178,500	$348,874 Land $67,727 Building $281,147
2023		$221,500 Land $43,000 Building $178,500	$314,184 Land $60,993 Building $253,191

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 628 Cindy Ln; there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2017–2019)
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Cindy Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BURNT HILLS-BALLSTON LK WD serves 10,000 people · EPA ID NY4505658
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: SLICFiber.

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