628 Chestnut St, Irwin, PA 15642 Property Records

Westmoreland County property record for 628 Chestnut St, Irwin, PA 15642

Property Summary

Property Type	Single Family Home
Lot Size	0.096 acres (4,208 sqft)
Owner	Individual Name on Record
Tax Bill	$1,655 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit Jul 2019 Mortgage + 1 more
APN	`13-01-12-0-208`

Property Details

APN / Parcel Number

Primary APN	`13-01-12-0-208`
Alternative APN	`0130010120208`

Exterior

Lot Area	4,208 sqft (0.096 acres)
Lot Dimensions	84.2 ft deep x 50 ft wide

Location & Zoning

Street Address	628 CHESTNUT ST
City	IRWIN
State	PA
Zip	15642-3536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 199 HSE GAR 50 X 84.16 X IR
Legal Lot Number	199
Jurisdiction	WESTMORELAND PA
Township / Civil Division	IRWIN
Census Block Group	2
Census Block	2089
Census Tract	803000

Owner

Source: Westmoreland County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	628 CHESTNUT ST, IRWIN, PA 15642-3536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage ATLANTA POSTAL CU
May 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage ATLANTA POSTAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	628 CHESTNUT ST, IRWIN, PA 15642-3536
Transaction Type	Mortgage
Record Updated	Jan 11, 2024
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE PROVIDER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 CHESTNUT ST, IRWIN, PA 15642-3536

Mortgage

Document Number	0000000272
Date	Jan 4, 2024
Instrument	202401040000272

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 19, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	628 CHESTNUT ST, IRWIN, PA 15642-3536
Document Number	0000020264
Instrument Date	Jul 8, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 CHESMUT ST IRWIN PA 15642, IRWIN, PA 15642

Mortgage

Document Number	0000020264
Date	Jul 12, 2019
Instrument	20264

Lender

Name	ATLANTA POSTAL CU
Type	Credit Union
Address	ATLANTA, GA 30354

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 11, 2034

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	628 CHESTNUT ST, IRWIN, PA 15642-3536
Document Number	0000015218
Instrument Date	May 5, 2017
Transaction Type	Mortgage
Record Updated	May 19, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 CHESTNUT ST IRWIN PA 156423536, IRWIN, PA 15642-3536

Mortgage

Document Number	0000015218
Date	May 10, 2017
Instrument	15218

Lender

Name	ATLANTA POSTAL CU
Type	Credit Union
Address	ATLANTA, GA 30354

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 9, 2027

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
Municipality	Irwin Borough
Unified School District	Norwin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,655.00 (+0.06%)	$10,830 (-) Land $1,250 Building $9,580
2025	$1,654.00 (+7.4%)		$10,830 (-) Land $1,250 Building $9,580
2024	$1,540.00	$10,830 Land $1,250 Building $9,580
1972			$10,830 Land $1,250 Building $9,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAWC SWEENEY PLANT serves 143,000 people · EPA ID PA5650032
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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