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628 Cherry St, Charlotte, NC 28204 Property Records

Mecklenburg County property record for 628 Cherry St, Charlotte, NC 28204 · Last verified June 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 2013
Square Footage2,438 sqft Heated Area
Lot Size4,937 sqft (0.113 acres)
OccupancyOwner Occupied
Last Sale$590,000 (2015)
Tax Bill$7,642.00 (2023)

Owner

Source: Mecklenburg County records · APN 125-214-07

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address628 CHERRY ST, CHARLOTTE, NC 28204-3022
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Jul 30, 2025Warranty Deed, Transfer
Jul 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 25, 2015 · Amount on Record
Deed SaleSep 25, 2015 · Amount on Record
Prior SaleFeb 03, 2014 · Amount on Record
Deed Doc Number0003030267
Deed Book / Page30302 / 67
Record RefreshedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address628 CHERRY ST, CHARLOTTE, NC 28204-3022
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000171216
DateSep 07, 2021
Book Page36498/119
Instrument2021171216
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address628 CHERRY ST, CHARLOTTE, NC 28204-3022
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000138125
DateJul 16, 2021
Book Page36305/971
Instrument2021138125
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 30, 2025
Property Address628 CHERRY ST, CHARLOTTE, NC 28204-3022
Document Number0000075727
Book / Page39754 / 351
Map ReferenceMB 230 PG 47
Instrument DateJul 29, 2025
Instrument2025075727
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

AmountAmount Recorded
Tax$1,990.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address601 KANNAPOLIS PKWY, CONCORD, NC 28027-7787

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 CHERRY ST, CHARLOTTE, NC 28204-3022

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address628 CHERRY ST, CHARLOTTE, NC 28204-3022
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000099690
DateJul 02, 2020
Book Page34762/926
Instrument2020099690
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2035

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN125-214-07

Interior

Bedrooms3 Beds
Full Baths4 Baths
Partial Baths1 Partial Baths
Building Area2,438 sqft Heated Area
Gross Area2,895 sqft Gross Area
1st Floor1,054 sqft 1st Floor
Upper Floors1,384 sqft Upper Floors
Stories2 Stories
FireplaceSingle Fireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2013
Architectural StyleOther Style
Exterior MaterialStucco Exterior
Foundation TypeRaised Foundation
Lot Area4,937 sqft (0.113 acres)
Garage Area441 sqft Garage
Patio Area280 sqft Patio
Porch1 Porch
Porch Area16 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel

Location & Zoning

Old Parcel Number125-214-07
Street Address628 CHERRY ST
CityCHARLOTTE
StateNC
Zip28204-3022
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL4 B1 M230-47
Legal SubdivisionCHERRYTON
Legal Block1
Legal Lot Number4
JurisdictionMECKLENBURG NC
Minor Civil Division1, CHARLOTTE
Census Blockgroup1
Census Block1027
Census Tract2600

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