628 Chelsea Dr E, Mobile, AL 36608 Property Records

Mobile County property record for 628 Chelsea Dr E, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,733 sqft · built 1950
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$615,000 (Jul 2026)
Tax Bill	$2,662 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R022801123002063`

Property Details

APN / Parcel Number

Primary APN	`R022801123002063`
Alternative APNs	`28 01 12 3 002 063.XXX` `00440295` `440295`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,733 sqft Living Area
1st Floor Area	2,464 sqft
Upper Floors Area	90 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2009
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	290 sqft
Deck Area	308 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	440295
Street Address	628 CHELSEA DR E
City	MOBILE
State	AL
Zip	36608-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK A TUTHILL LANE ESTS MBK 6 P 313 #SEC 12 T4S R2W #MP28 01 12 3 002
Legal Range	04S
Legal Township	04S
Legal Section	12
Legal Subdivision	TUTHILL LANE ESTS
Legal Block	A
Legal Lot Number	11
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	2
Census Block	2001
Census Tract	3302

Owner

628 Chelsea Dr E is owned and occupied by two individuals who bought it in July 2026.

Source: Mobile County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	628 CHELSEA DR E, MOBILE, AL 36608-1506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer · Conventional Mortgage BAY MORTGAGE CORPORATION
Mar 5, 2024	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
May 4, 2023	Warranty Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Oct 17, 2017	Quit Claim Deed, Transfer IBERIABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2026 · Amount on File
Deed Sale	Jul 29, 2026 · Amount on File
Prior Sale	Mar 5, 2024 · Amount on File
Deed Document Number	202645895
Prior Transfer Date	Feb 7, 2024
Prior Transfer Doc	0000011864
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 29, 2026
Property Address	628 CHELSEA DR E, MOBILE, AL 36608-1506
Document Number	0000045895
Instrument Date	Jul 27, 2026
Instrument	202645895
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	TITLE INC, DELTA SOUTH TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62,115.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	628 CHELSEA DR E, MOBILE, AL 36608-1506

Mortgage

Document Number	0000045896,
Date	Jul 29, 2026
Instrument	202645896

Lender

Name	BAY MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Mar 5, 2024
Property Address	628 CHELSEA DR E, MOBILE, AL 36608-1506
Document Number	0000011864
Map Reference	MB 6 PGS 313-314
Instrument Date	Feb 7, 2024
Instrument	2024011864
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	628 CHELSEA DR E, MOBILE, AL 36608-1506

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	628 CHELSEA DR E, MOBILE, AL 36608-1506

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	May 4, 2023
Property Address	628 CHELSEA DR E, MOBILE, AL 36608-1506
Document Number	0000028337
Map Reference	MB 6 PG 313&314
Instrument Date	May 3, 2023
Instrument	2023028337
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216 LAKEWOOD DR W, MOBILE, AL 36608-2231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 CHELSEA DR E, MOBILE, AL 36608-1506

Mortgage

Document Number	0000028338
Date	May 4, 2023
Instrument	2023028338

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MOBILE AL
Recording Date	Oct 17, 2017
Property Address	628 CHELSEA DR E, MOBILE, AL 36608-1506
Document Number	0000059215
Book / Page	007566 / 000644
Instrument Date	Oct 10, 2017
Instrument	59215
Transaction Type	Transfer
Record Updated	Feb 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$145.50
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 CHELSEA DR E MOBILE AL 366081506, MOBILE, AL 36608-1506

Mortgage

Document Number	59216
Date	Oct 17, 2017
Book Page	007566/000647
Instrument	59216

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 628 Chelsea Dr E was $2,662 with a homeowner's exemption, down 3.3% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,662.00 (-3.34%) Homeowner's exemption	$42,810 (-0.93%) Land $8,000 Building $34,810	$428,100 (-0.93%) Land $80,000 Building $348,100
2024	$2,754.00 (+34.54%)	$43,210 (+30.43%) Land $8,000 Building $35,210	$432,100 (+30.43%) Land $80,000 Building $352,100
2023	$2,047.00 Homeowner's exemption	$33,130 Land $8,000 Building $25,130	$331,300 Land $80,000 Building $251,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 628 Chelsea Dr E in Zone X, an area of minimal flood risk, though there have been 57 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	57 (1978–1997)
Claims Outside the SFHA	8 of 57
Most Recent Claim	Jul 1997 · Severe Storms, Flooding,high Winds, Assoc With Hurr Danny
Claims by Event	Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 3 claims Hurricane Elena, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Chelsea Dr E is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 64% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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