628 Carnegie Dr, Inverness, FL 34450 Property Records

Citrus County property record for 628 Carnegie Dr, Inverness, FL 34450

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,484 sqft · built 1974
Lot Size	0.322 acres (14,011 sqft)
Owner	2 Trust Names on Record
Last Sale	$115,900 (Dec 2004)
Tax Bill	$649 (2025)
Deeds & Mortgages	Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-21-0020-03010-0590`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-21-0020-03010-0590`
Alternative APNs	`2119S20E0020030100590` `1790263`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,484 sqft Living Area
Gross Area	2,312 sqft
1st Floor Area	1,484 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1979
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	14,011 sqft (0.322 acres)
Lot Dimensions	126 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	564 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	538 sqft
Patio Area	108 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1790263
Street Address	628 CARNEGIE DR
City	INVERNESS
State	FL
Zip	34450-6502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CLR
Legal Description	INVERNESS HGLDS SOUTH PB 3 PG 51 LOTS 59 & 60 BLK 301
Legal Range	20E
Legal Township	19S
Legal Section	21
Legal Subdivision	INVERNESS HIGHLANDS SOUTH
Legal Block	301
Legal Lot Number	59,60
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	3
Census Block	3000
Census Tract	451002

Owner

Source: Citrus County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	628 CARNEGIE DR, INVERNESS, FL 34450-6502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2004 · Amount on Record
Deed Sale	Dec 29, 2004 · Amount on Record
Prior Sale	Mar 1, 2004 · Amount on Record
Deed Document Number	200494136
Deed Book / Page	1800 / 757
Last Transfer Date	Apr 25, 2018
Transfer Doc	0029492335
Record Updated	Sep 20, 2026

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 9, 2019
Property Address	628 CARNEGIE DR, INVERNESS, FL 34450-6502
Document Number	0029492335
Book / Page	002949 / 002335
Instrument Date	Apr 25, 2018
Instrument	1074
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	628 CARNEGIE DR INVERNESS FL 344506502, INVERNESS, FL 34450-6502

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$649.00 (+10.19%) Homeowner's exemption Widower's exemption	$76,011 (-62.48%)	$198,202 (-2.17%) Land $11,780 Building $186,422
2024	$589.00 (+1.2%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$202,601 (+9.16%) Land $10,120 Building $192,481	$202,601 (+9.16%) Land $10,120 Building $192,481
2023	$582.00 (-7.03%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$185,602 (+19.96%) Land $10,120 Building $175,482	$185,602 (+19.96%) Land $10,120 Building $175,482
2022	$626.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$154,720 Land $8,560 Building $146,160	$154,720 Land $8,560 Building $146,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000