628 Cain Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 628 Cain Dr, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,370 sqft · built 1977
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on File
Last Sale	$740,000 (Apr 2014)
Tax Bill	$3,960 (2025)
Deeds & Mortgages	May 2021 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`535-03-00-015`

Property Details

APN / Parcel Number

Primary APN	`535-03-00-015`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,370 sqft Living Area
Gross Area	4,211 sqft
1st Floor Area	2,874 sqft
Upper Floors Area	496 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	98 ft deep x 175 ft wide
Garage Type	Mixed
Garage Area	1,240 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	412 sqft
Porch	Slab
Porch Area	390 sqft
Deck Area	25 sqft
Patio Area	749 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	628 CAIN DR
City	MOUNT PLEASANT
State	SC
Zip	29464-5146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -SOMERSET POINT DESCRIPTION -LT 18
Legal Subdivision	SOMERSET POINT
Legal Lot Number	18
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2009
Census Tract	4622

Owner

628 Cain Dr is owned and occupied by two individuals who bought it in April 2014.

Source: Charleston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	628 CAIN DR, MOUNT PLEASANT, SC 29464-5146
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2014 · Amount on File
Deed Sale	Apr 17, 2014 · Amount on File
Prior Sale	Aug 25, 2011 · Amount on File
Deed Book / Page	399 / 747
Prior Transfer Date	Jul 7, 2004
Prior Transfer Doc	L501/0563
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	628 CAIN DR, MOUNT PLEASANT, SC 29464-5146
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 CAIN DR, MOUNT PLEASANT, SC 29464-5146

Mortgage

Document Number	0009900166
Date	May 13, 2021
Book Page	990/166

Lender

Name	FIRST CAPITAL BANK
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 628 Cain Dr was $3,960, up 13.4% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,960.00 (+13.4%)	$1,095,950 (+2,934.19%) Land $418,370 Building $677,580	$1,714,000 Land $599,200 Building $1,114,800
2024	$3,492.00	$36,120
2022	$3,240.00	$36,120	$953,000 Land $363,800 Building $589,200
2020			$953,000 Land $363,800 Building $589,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 628 Cain Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 259 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	6 (1989–2017)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Hugo, Sep 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Cain Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20