Union County and Westfield Town property record for 628 Benson Pl, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 1,770 sqft · built 1941 |
| Lot Size | 0.173 acres (7,536 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $945,000 (Aug 2025) |
| Tax Bill | $13,617 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-03407-0000-00007 |
| Primary APN | 20-03407-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,770 sqft Living Area |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 7,536 sqft (0.173 acres) |
| Garage Type | Attached |
| Old Parcel Number | 2000442000000009 |
|---|---|
| Street Address | 628 BENSON PL |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-1306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3407 |
| Legal Lot Number | 7 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 36400 |
628 Benson Pl is owned and occupied by two individuals who bought it in August 2025.
Source: Union County and Westfield Town records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 628 BENSON PL, WESTFIELD, NJ 07090-1306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 9, 2020 | Bargain and Sale Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| Feb 23, 2017 | Grant Deed, Transfer · Conventional with PMI LAKELAND BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2025 · Amount on File |
| Deed Sale | Aug 20, 2025 · Amount on File |
| Prior Sale | Mar 9, 2020 · Amount on File |
| Deed Document Number | 202548696 |
| Deed Book / Page | 6592 / 2191 |
| Prior Transfer Date | Mar 1, 2020 |
| Prior Transfer Doc | 0063620995 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Mar 9, 2020 |
| Property Address | 628 BENSON PL, WESTFIELD, NJ 07090-1306 |
| Document Number | 0063620995 |
| Book / Page | 6362 / 995 |
| Instrument Date | Mar 1, 2020 |
| Instrument | 322905 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1109 BOYNTON AVE, 1109, WESTFIELD, NJ 07090-1600 |
| Name | Verified Name |
|---|---|
| Address | 628 BENSON PL, WESTFIELD, NJ 07090-1306 |
| Document Number | 0000688174 |
|---|---|
| Date | Mar 9, 2020 |
| Instrument | 688174 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Feb 23, 2017 |
| Property Address | 628 BENSON PL, WESTFIELD, NJ 07090-1306 |
| Document Number | 0061732052 |
| Book / Page | 006173 / 002052 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 283694 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2017 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $591.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 628 BENSON PL WESTFIELD NJ 070901306, WESTFIELD, NJ 07090-1306 |
| Document Number | 142372091 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | 014237/002091 |
| Instrument | 637154 |
| Name | LAKELAND BK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 22, 2047 |
The 2025 property tax bill for 628 Benson Pl was $13,617, up 1.8% from the year before.
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $601,300 (+1.21%) Land $398,900 Building $202,400 | $601,300 (+1.21%) Land $398,900 Building $202,400 | |
| 2025 | $13,617.00 (+1.78%) | $594,100 Land $398,900 Building $195,200 | $594,100 Land $398,900 Building $195,200 |
| 2024 | $13,379.00 | ||
| 2023 | $594,100 Land $398,900 Building $195,200 | $594,100 Land $398,900 Building $195,200 | |
| 2022 | $12,832.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 628 Benson Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2003–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 628 Benson Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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