Wake County property record for 628 Belle Gate Pl, Cary, NC 27519
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,610 sqft · built 2018 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $720,000 (Jun 2021) |
| Tax Bill | $5,947 (2023) |
| Deeds & Mortgages | Jan 2021 Line of Credit Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0724.04-91-9779 0441209 |
| Primary APN | 0724.04-91-9779 0441209 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,610 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 10,454 sqft (0.239 acres) |
| Garage Area | 231 sqft |
| Porch | Porch |
| Porch Area | 108 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0441209 |
|---|---|
| Street Address | 628 BELLE GATE PL |
| City | CARY |
| State | NC |
| Zip | 27519-8958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | LO73 SOUTHERLYN PH2B BM2016-01654 |
| Legal Subdivision | SOUTHERLYN |
| Legal Phase | 2B |
| Legal Lot Number | 73 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 53411 |
628 Belle Gate Pl is owned and occupied by an individual who bought it in June 2021.
Source: Wake County records, as of April 18, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 628 BELLE GATE PL, CARY, NC 27519-8958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · Line of Credit COASTAL FCU |
| Jun 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| May 9, 2018 | Grant Deed, Subdivision Related Transfer COASTAL FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2021 · Amount on File |
| Deed Sale | Jun 23, 2021 · Amount on File |
| Prior Sale | May 9, 2018 · Amount on File |
| Deed Document Number | 0018566701 |
| Deed Book / Page | 18566 / 701 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 628 BELLE GATE PL, CARY, NC 27519-8958 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 18295/1025 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 18295/1025 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 18, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Jun 23, 2021 |
| Property Address | 628 BELLE GATE PL, CARY, NC 27519-8958 |
| Document Number | 185660701 |
| Book / Page | 18566 / 701 |
| Map Reference | MB 2016 PG 1654 |
| Instrument Date | Jun 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 628 BELLE GATE PL, CARY, NC 27519-8958 |
| Document Number | 018566/703 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | 18566/703 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | 23254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | May 9, 2018 |
| Property Address | 628 BELLE GATE PL, CARY, NC 27519-8958 |
| Document Number | 171212551 |
| Book / Page | 017121 / 002551 |
| Instrument Date | May 4, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,133.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 628 BELLE GATE PL CARY NC 275198958, CARY, NC 27519-8958 |
| Document Number | 171212554 |
|---|---|
| Date | May 9, 2018 |
| Book Page | 017121/002554 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 8, 2048 |
Source: Wake County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cary Town |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,947.00 | $591,533 Land $110,000 Building $481,533 | $591,533 Land $110,000 Building $481,533 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 628 Belle Gate Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 628 Belle Gate Pl is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBERLY S/D private · serves 203 people · EPA ID NC4092151 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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