Charleston County property record for 628 Bay Tree Ct, Mount Pleasant, SC 29464
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 2.5 ba · 1,632 sqft · built 1975 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $30,000 (Jan 2003) |
| Tax Bill | $888 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 517-04-00-152 |
| Primary APN | 517-04-00-152 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,632 sqft Living Area |
| Gross Area | 1,650 sqft |
| 1st Floor Area | 720 sqft |
| Upper Floors Area | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Townhouse |
| Exterior Material | Wood Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 77 ft deep x 39 ft wide |
| Porch | Slab |
| Porch Area | 84 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 628 BAY TREE CT |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-3534 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | SUBDIVISION NAME -BAY TREE DESCRIPTION -LT 2 3 PHASE 1 SITE NAME -ACCESS R/W APPROX 90 FT E OF |
| Legal Subdivision | BAY TREE |
| Legal Phase | 1 |
| Legal Lot Number | 2-3 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 4607 |
628 Bay Tree Ct, a townhouse, is owned and occupied by an individual who bought it in January 2003.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 628 BAY TREE CT, MOUNT PLEASANT, SC 29464-3534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2003 · Amount on File |
| Deed Sale | Jan 13, 2003 · Amount on File |
| Deed Book / Page | 432 / 331 |
| Prior Transfer Date | Jan 3, 2003 |
| Prior Transfer Doc | 0432000331 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 628 Bay Tree Ct was $888, up 13.3% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $888.00 (+13.27%) | $236,040 (+3,700.97%) Land $55,417 Building $180,623 | $511,200 Land $140,000 Building $371,200 |
| 2024 | $784.00 | $6,210 | |
| 2022 | $684.00 | $6,210 | $251,300 Land $59,000 Building $192,300 |
| 2020 | $251,300 Land $59,000 Building $192,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 628 Bay Tree Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 177 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 177 in force |
| Nearby Flood Claims | 89 (1982–2025) |
| Claims Outside the SFHA | 36 of 89 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 628 Bay Tree Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.1% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon, WOW Internet, Cable & Phone.
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