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628 Baldwin Ave, Royal Oak, MI 48067 Property Records

Oakland County property record for 628 Baldwin Ave, Royal Oak, MI 48067

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,310 sqft · built 1994
Lot Size0.138 acres (6,011 sqft)
OwnerIndividual Name on File
Last Sale$312,000 (Nov 2022)
Tax Bill$7,264 (2025)
Deeds & MortgagesOct 2022 Mortgage
Nov 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN72-25-15-332-013

Property Details

APN / Parcel Number

Primary APN72-25-15-332-013

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,310 sqft Living Area
1st Floor Area635 sqft
Basement Area635 sqft
Unfinished Basement635 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,011 sqft (0.138 acres)
Lot Dimensions158 ft deep x 38 ft wide
Deck Area31 sqft
Patio Area158 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address628 BALDWIN AVE
CityROYAL OAK
StateMI
Zip48067-4204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeONE FAM
Legal DescriptionT1N, R11E, SEC 15 ASSESSOR'S PLAT NO 2 W 1/2 OF LOT 111
Legal Range11E
Legal Township01N
Legal Section15
Legal SubdivisionASSESSORS PLAT SUBDIVISION #2
Legal Lot Number111
JurisdictionOAKLAND MI
Township / Civil DivisionROYAL OAK
Census Block Group1
Census Block1009
Census Tract184200

Owner

628 Baldwin Ave is owned and occupied by an individual who bought it in November 2022.

Source: Oakland County records, as of July 16, 2026

Owner of RecordIndividual Name on File
Mailing Address628 BALDWIN AVE, ROYAL OAK, MI 48067-4204
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2022Deed of Trust, Mortgage · Conventional Mortgage
RAYMOND JAMES BANK NA
Nov 1, 2022Warranty Deed, Transfer
Jul 18, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Sep 19, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2022 · Amount on File
Deed SaleNov 1, 2022 · Amount on File
Prior SaleSep 19, 2018 · Amount on File
Deed Document Number2022465715
Deed Book / Page58229 / 244
Prior Transfer DateJul 18, 2019
Prior Transfer Doc0000114637
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address628 BALDWIN AVE, ROYAL OAK, MI 48067-4204
Transaction TypeMortgage
Record UpdatedFeb 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1310 CROOKS RD 204, 204, ROYAL OAK, MI 48067-1343

Mortgage

Document Number0000465350
DateOct 31, 2022
Book Page58227/162
Instrument465350
Lender
NameRAYMOND JAMES BANK NA
TypeBank
AddressSAINT PETERSBURG, FL 33716
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.87%
Type Change DateNov 1, 2032
Change FrequencyAnnually
Min Rate At Change2.87%
Max Rate At Change6.87%
Index1-Year T-Bill
Max Rate9.87%

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 1, 2022
Property Address628 BALDWIN AVE, ROYAL OAK, MI 48067-4204
Document Number0000465715
Book / Page58229 / 244
Map ReferenceLB 48 PG 18
Instrument DateOct 24, 2022
Instrument465715
Transaction TypeTransfer
Record UpdatedFeb 10, 2023

Transaction

AmountAmount on Record
Tax$2,340.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5010 CHERRY BLOSSOM CIR, WEST BLOOMFIELD, MI 48324-4008

Transferred To (Grantee/Buyer)

NameVerified Name
Address1310 CROOKS RD APT 204, 204, ROYAL OAK, MI 48067-1343
InvestorPossibly a Property Investor

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateJul 18, 2019
Property Address628 BALDWIN AVE, ROYAL OAK, MI 48067-4204
Document Number0000114637
Book / Page053039 / 000482
Instrument DateJul 18, 2019
Instrument114637
Transaction TypeTransfer
Record UpdatedAug 9, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 BALDWIN AVE ROYAL OAK MI 480674204, ROYAL OAK, MI 48067-4204

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateSep 19, 2018
Property Address628 BALDWIN AVE, ROYAL OAK, MI 48067-4204
Document Number0000154088
Book / Page52195 / 00309
Map ReferenceLB 48 PG 18
Instrument DateAug 30, 2018
Instrument154088
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

AmountAmount on Record
Tax$1,978.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address628 BALDWIN AVE, 628, ROYAL OAK, MI 48067-4204

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 BALDWIN AVE, ROYAL OAK, MI 48067-4204

Tax Assessment & Valuation

The 2025 property tax bill for 628 Baldwin Ave was $7,264, down 14.2% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityRoyal Oak City
Unified School DistrictRoyal Oak City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,264.00 (-14.22%)$170,140$340,280
2024$8,468.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 628 Baldwin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 628 Baldwin Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROYAL OAK
serves 57,236 people · EPA ID MI0005830
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionMay 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 926 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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