Montezuma County property record for 628 Apple Dr, Cortez, CO 81321
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,716 sqft · built 1999 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Trust Name on File |
| Last Sale | $165,000 (Jan 2000) |
| Tax Bill | $973 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | R010688 |
| Primary APN | R010688 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,716 sqft Total Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Area | 528 sqft |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | R010688 |
|---|---|
| Street Address | 628 APPLE DR |
| City | CORTEZ |
| State | CO |
| Zip | 81321-4060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUBDIVISION: VERDE VU LOT: 21 BLOCK: 9 0.22AC R/485323 |
| Legal Range | 15 |
| Legal Township | 36 |
| Legal Section | 34 |
| Legal Subdivision | VERDE VU |
| Legal Block | 9 |
| Legal Lot Number | 21 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 969400 |
628 Apple Dr is owner-occupied and held in a trust since January 2000.
Source: Montezuma County records, as of March 24, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 628 APPLE DR, CORTEZ, CO 81321-4060 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2000 · Amount on File |
| Deed Sale | Jan 7, 2000 · Amount on File |
| Deed Document Number | 2000485323 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 628 Apple Dr was $973, up 61.6% from the year before.
Source: Montezuma County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $973.00 (+61.63%) | $27,246 (+38.45%) Land $3,518 Building $23,728 | $342,295 (+38.45%) Land $44,200 Building $298,095 |
| 2024 | $602.00 (+10.05%) | $19,679 (-18.2%) Land $2,878 Building $16,801 | $247,226 (-18.2%) Land $36,156 Building $211,070 |
| 2023 | $547.00 (+26.62%) | $24,057 (+42.26%) Land $3,518 Building $20,539 | $302,226 (+42.26%) Land $44,200 Building $258,026 |
| 2022 | $432.00 | $16,911 Land $3,518 Building $13,393 | $212,451 Land $44,200 Building $168,251 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 628 Apple Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 628 Apple Dr is moderate, ranking above 42% of the US, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 74% of Colorado |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CORTEZ serves 8,770 people · EPA ID CO0142200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
| Nimbus Solutions Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CYAN Wireless.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures