Jackson County property record for 628 Algonquin St, Jackson, MI 49203
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,053 sqft · built 1960 |
| Lot Size | 0.583 acres (25,395 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,500 (Oct 2020) |
| Tax Bill | $2,341 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit May 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 410-13-22-226-007-00 |
| Primary APN | 410-13-22-226-007-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,053 sqft Living Area |
| 1st Floor Area | 1,025 sqft |
| Basement Area | 1,025 sqft |
| Unfinished Basement | 984 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Wood Siding |
| Lot Area | 25,395 sqft (0.583 acres) |
| Lot Dimensions | 200 ft deep x 127 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 628 ALGONQUIN ST |
|---|---|
| City | JACKSON |
| State | MI |
| Zip | 49203-5389 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS2 |
| Legal Description | LOT 7 ROARING BROOK ESTATES |
| Legal Subdivision | ROARING BROOK ESTATES |
| Legal Lot Number | 7 |
| Legal Unit | 7 |
| Jurisdiction | JACKSON MI |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 5202 |
Source: Jackson County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 628 ALGONQUIN ST, JACKSON, MI 49203-5389 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 20, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| May 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Oct 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage OTHER INSTITUTIONAL LENDERS |
| Oct 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2020 · Amount on Record |
| Deed Sale | Oct 21, 2020 · Amount on Record |
| Deed Document Number | 20202852982 |
| Deed Book / Page | 2172 / 193 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 628 ALGONQUIN ST, JACKSON, MI 49203-5389 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 628 ALGONQUIN ST, JACKSON, MI 49203-5389 |
| Document Number | 0002940168 |
|---|---|
| Date | Jun 20, 2023 |
| Book Page | 2231/677 |
| Instrument | 2940168 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 15, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | May 18, 2022 |
| Property Address | 628 ALGONQUIN ST, JACKSON, MI 49203-5389 |
| Document Number | 0002915424 |
| Book / Page | 2212 / 634 |
| Map Reference | MB 18 PG 29 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 2915424 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2022 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,443.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 628 ALGONQUIN ST, 628, JACKSON, MI 49203-5389 |
| Name | Verified Name |
|---|---|
| Address | 11580 RUTAN CIR, JEROME, MI 49249-9662 |
| Document Number | 0022110655 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 2211-0655 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MI |
| Recording Date | Oct 21, 2020 |
| Property Address | 628 ALGONQUIN ST, JACKSON, MI 49203-5389 |
| Document Number | 0002862982 |
| Book / Page | 002172 / 000193 |
| Instrument Date | Oct 9, 2020 |
| Instrument | 2862982 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 628 ALGONQUIN ST JACKSON MI 492035389, JACKSON, MI 49203-5389 |
| Document Number | 2862069 |
|---|---|
| Date | Oct 21, 2020 |
| Book Page | 002171/000580 |
| Instrument | 2862069 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 628 ALGONQUIN ST, JACKSON, MI 49203-5389 |
| Document Number | 0002862069 |
| Instrument Date | Oct 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 628 ALGONQUIN ST JACKSON MI 492035389, JACKSON, MI 49203-5389 |
| Document Number | 0002862069 |
|---|---|
| Date | Oct 12, 2020 |
| Book Page | 002171/000580 |
| Instrument | 2862069 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Jackson County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Jackson County |
| County Subdivision | Summit Township |
| Unified School District | Vandercook Lake Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,900 (+1.77%) | $229,800 (+1.77%) | |
| 2025 | $2,341.00 (-33.81%) | $112,900 (+17.6%) | $225,800 (+17.6%) |
| 2024 | $3,537.00 (+27.18%) | ||
| 2023 | $96,000 | $192,000 | |
| 2020 | $2,781.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMMIT TOWNSHIP serves 25,355 people · EPA ID MI0006450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Also Mapped Here | JACKSON |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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