628 Alby St, Alton, IL 62002 Property Records

Madison County property record for 628 Alby St, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,294 sqft · built 1882
Lot Size	0.661 acres (28,800 sqft)
Owner	Trust Name on File
Tax Bill	$13,126 (2025)
Deeds & Mortgages	Jul 2023 Sale Jul 2021 Mortgage + 1 more
APN	`23-2-07-11-19-401-013`

Property Details

APN / Parcel Number

Primary APN	`23-2-07-11-19-401-013`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,294 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1882
Effective Year Built	Effective 1882
Exterior Material	Stone
Construction Type	Masonry / Concrete Block
Roof Material	Shingle
Lot Area	28,800 sqft (0.661 acres)
Lot Dimensions	240 ft deep x 120 ft wide
Garage Type	Detached
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	628 ALBY ST
City	ALTON
State	IL
Zip	62002-2501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN LOT 5 6 7 8 120X240
Legal Subdivision	ORIGINAL TOWN
Legal Lot Number	5
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	1
Census Block	1021
Census Tract	402400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Middletown Historic District (Boundary Increase II) listed 2022 · 93 contributing resources · NRIS 78001166

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

628 Alby St is owner-occupied and held in a trust since July 2023.

Source: Madison County records, as of June 25, 2026

Owner of Record	Trust Name on File
Mailing Address	628 ALBY ST, ALTON, IL 62002-2501
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CNB BANK & TRUST NA
Aug 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2023
Deed Sale	Jul 7, 2023
Deed Document Number	202317829
Prior Transfer Date	Jul 5, 2023
Prior Transfer Doc	0000017829
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jul 7, 2023
Property Address	628 ALBY ST, ALTON, IL 62002-2501
Document Number	0000017829
Map Reference	PB 7 PG 64
Instrument Date	Jul 5, 2023
Instrument	2023R17829
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Lis Pendens Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	628 ALBY ST, ALTON, IL 62002-2501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 ALBY ST, ALTON, IL 62002-2501

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	628 ALBY ST, ALTON, IL 62002-2501
Transaction Type	Mortgage
Record Updated	Aug 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031813
Date	Jul 28, 2021
Instrument	2021R31813

Lender

Name	CNB BANK & TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	628 ALBY ST, ALTON, IL 62002-2501
Document Number	0000028882
Instrument Date	Aug 19, 2017
Transaction Type	Mortgage
Record Updated	Dec 11, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	628 ALBY ST ALTON IL 620022501, ALTON, IL 62002-2501

Mortgage

Document Number	0000028882
Date	Aug 28, 2017
Instrument	28882

Lender

Name	DITECH FIN'L
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2047

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 628 Alby St was $13,126 with exemptions applied, up 9.6% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,126.00 (+9.64%)	$174,980 Land $10,990 Building $163,990	$524,940 Land $32,970 Building $491,970
2024	$11,972.00
2022	$10,372.00	$129,230 Land $8,120 Building $121,110	$388,078 Land $24,384 Building $363,694

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 628 Alby St; there have been 48 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	48 (1979–2019)
Claims Outside the SFHA	6 of 48
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 16 claims Severe Storms & Flooding, Aug 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Alby St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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