Bergen County and River Vale Township property record for 628 Alacci Way, River Vale, NJ 07675
| Property Type | Single Family Home |
|---|---|
| Details | 2,582 sqft · built 1984 |
| Lot Size | 0.231 acres (10,049 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $685,000 (Dec 2004) |
| Tax Bill | $17,980 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-02101-0000-00030-17 |
| Primary APN | 53-02101-0000-00030-17 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,582 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 10,049 sqft (0.231 acres) |
| Lot Dimensions | 134 ft deep x 75 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 628 ALACCI WAY |
|---|---|
| City | RIVER VALE |
| State | NJ |
| Zip | 07675-6351 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 75X134 |
| Legal Subdivision | ACREAGE DEV CORP |
| Legal Block | 2101 |
| Legal Lot Number | 30.17 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIVER VALE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 49002 |
628 Alacci Way is owned and occupied by two individuals who bought it in December 2004.
Source: Bergen County and River Vale Township records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 628 ALACCI WAY, RIVER VALE, NJ 07675-6351 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GRAYTON MORTGAGE INC |
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GRAYTON MTG INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2004 · Amount on File |
| Deed Sale | Dec 13, 2004 · Amount on File |
| Prior Sale | Apr 21, 1995 · Amount on File |
| Deed Book / Page | 8755 / 719 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 628 ALACCI WAY, RIVER VALE, NJ 07675-6351 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0039720944 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 3972/944 |
| Instrument | 2021023958 |
| Name | GRAYTON MORTGAGE INC |
|---|---|
| Address | BROOKLYN, NY 11222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 628 ALACCI WAY, RIVER VALE, NJ 07675-6351 |
| Document Number | 0036311343 |
| Instrument Date | Apr 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 628 ALACCI WAY RIVER VALE NJ 076756351, RIVER VALE, NJ 07675-6351 |
| Document Number | 0036311343 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 003631/001343 |
| Instrument | 20061207 |
| Name | GRAYTON MTG INC |
|---|---|
| Address | BROOKLYN, NY 11222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 720 Months |
| Due | Jun 23, 2080 |
The 2025 property tax bill for 628 Alacci Way was $17,980, up 2.6% from the year before.
Source: Bergen County and River Vale Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | River Vale Township |
| Secondary School District | Pascack Valley Regional School District (09 - 12) |
| Elementary School District | River Vale Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $641,900 (-) Land $279,100 Building $362,800 | $641,900 (-) Land $279,100 Building $362,800 | |
| 2025 | $17,980.00 (+2.57%) | $641,900 Land $279,100 Building $362,800 | $641,900 Land $279,100 Building $362,800 |
| 2024 | $17,530.00 | ||
| 2023 | $641,900 Land $279,100 Building $362,800 | $641,900 Land $279,100 Building $362,800 | |
| 2022 | $16,978.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 628 Alacci Way in Zone X, an area of minimal flood risk, though there have been 83 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 83 (1980–2021) |
| Claims Outside the SFHA | 15 of 83 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 628 Alacci Way has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: T-Mobile.
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