628 Ackerman Ln, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 628 Ackerman Ln, Chesapeake, VA 23320 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,968 sqft · built 2018
Lot Size	0.455 acres (19,820 sqft)
Owner	2 Individual Names on File
Last Sale	$572,355 (Sep 2018)
Tax Bill	$8,199 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jul 2019 Mortgage + 2 more
APN	`0383004000100`

Property Details

APN / Parcel Number

Primary APN	`0383004000100`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,968 sqft Living Area
1st Floor Area	2,798 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,820 sqft (0.455 acres)
Garage Type	Attached
Garage Area	860 sqft
Parking Spaces	3 Parking Spaces
Patio Area	294 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	628 ACKERMAN LN
City	CHESAPEAKE
State	VA
Zip	23320-3460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10 VANCE LANDING
Legal Subdivision	ALBEMARLE RIVER, GREENBRIER STATION
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3016
Census Tract	20804

Owner

Source: Chesapeake City records · APN 0383004000100

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	628 ACKERMAN LN, CHESAPEAKE, VA 23320-3460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Jul 02, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
May 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC
Sep 24, 2018	Warranty Deed, Transfer · VA Mortgage TOWNE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 24, 2018 · Amount on Record
Deed Sale	Sep 24, 2018 · Amount on Record
Deed Document Number	201825388
Deed Book / Page	9953 / 1989
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	628 ACKERMAN LN, CHESAPEAKE, VA 23320-3460
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010125/778
Date	Mar 17, 2020
Book Page	10125/778
Instrument	200008316

Lender

Name	QUICKEN LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	628 ACKERMAN LN, CHESAPEAKE, VA 23320-3460
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010028/337
Date	Jul 02, 2019
Book Page	10028/337
Instrument	190016308

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2049

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	628 ACKERMAN LN, CHESAPEAKE, VA 23320-3460
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010375/881
Date	May 21, 2021
Book Page	10375/881
Instrument	210023329

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 24, 2018
Property Address	628 ACKERMAN LN, CHESAPEAKE, VA 23320-3460
Document Number	9953/1989
Book / Page	9953 / 1989
Instrument Date	Sep 20, 2018
Instrument	180025388
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 ACKERMAN LN, CHESAPEAKE, VA 23320-3460

Mortgage

Document Number	180025389
Date	Sep 24, 2018
Instrument	180025389

Lender

Name	TOWNE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,199.00 (+43.72%)	$811,800 (+5.8%) Land $185,000 Building $626,800	$811,800 (+5.8%) Land $185,000 Building $626,800
2023		$767,300 (+24.97%) Land $185,000 Building $582,300	$767,300 (+24.97%) Land $185,000 Building $582,300
2022		$614,000 Land $160,000 Building $454,000	$614,000 Land $160,000 Building $454,000
2019	$5,705.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500208043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	23 (1998–2016)
Most Recent Claim	Oct 2016, river or lake flooding, Hurricane Matthew
Claims By Storm	Hurricane Irene, Aug 2011 · 6 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 8 claims Hurricane Isabel, Sep 2003 · 4 claims

Wildfire

Wildfire Risk	Low above 34% of the US · above 57% of Virginia
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 196 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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