628 9th St, Rockford, IL 61104 Property Records

Winnebago County property record for 628 9th St, Rockford, IL 61104

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,574 sqft · built 1900
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on Record
Last Sale	$190,000 (Oct 2025)
Tax Bill	$1,411 (2025)
Deeds & Mortgages	Nov 2025 Transfer Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`205C045`

Property Details

APN / Parcel Number

Primary APN	`205C045`
Alternative APN	`1125155007`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,574 sqft Living Area
Gross Area	3,653 sqft
1st Floor Area	1,079 sqft
Basement Area	1,079 sqft
Game Room	Game Room
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Old Style
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	138 ft deep x 66 ft wide
View / Lot	Traffic
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	628 9TH ST
City	ROCKFORD
State	IL
Zip	61104-3138
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R2
Legal Description	WOODRUFFS 2ND ADDN EXC ELY 60 FT ALL LOT 012 BLOCK 002
Legal Subdivision	WOODRUFFS 2ND ADDN
Legal Block	002
Legal Lot Number	012
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	1
Census Block	1010
Census Tract	1300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1330 CRISPIN DR, 215, ELGIN, IL 60123-5504
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Quit Claim Deed, Transfer Quitclaim
Oct 3, 2025	Special Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Dec 3, 2021	Warranty Deed, Transfer
Nov 19, 2018	Grant Deed, Transfer MAGNUS TITLE AGENCY, MTA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2025 · Amount on Record
Deed Sale	Oct 3, 2025 · Amount on Record
Prior Sale	Dec 3, 2021 · Amount on Record
Deed Document Number	202525763
Last Transfer Date	Nov 11, 2025
Transfer Doc	0000029551
Record Updated	Oct 29, 2026

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 12, 2025
Property Address	628 9TH ST, ROCKFORD, IL 61104-3138
Document Number	0000029551
Map Reference	PB 58 PG 212
Instrument Date	Nov 11, 2025
Instrument	2529551
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3673 OPEN PKWY, ELGIN, IL 60124-8012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3673 OPEN PKWY, ELGIN, IL 60124-8012

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 3, 2025
Property Address	628 9TH ST, ROCKFORD, IL 61104-3138
Document Number	0000025763
Map Reference	PB 58 PG 212
Instrument Date	Sep 24, 2025
Instrument	2525763
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	UNKNOWN, MTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1194 RIDGEWOOD CIR, LAKE IN THE HILLS, IL 60156-5917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3673 OPEN PKWY, ELGIN, IL 60124-8012

Mortgage

Document Number	0000025764
Date	Oct 3, 2025
Instrument	2525764

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2020
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	13%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 3, 2021
Property Address	628 9TH ST, ROCKFORD, IL 61104-3138
Document Number	0000043409
Map Reference	PB 58 PG 212
Instrument Date	Dec 1, 2021
Instrument	2143409
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Amount	Amount Recorded
Tax	$135.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2721 I ST APT 12, 12, SACRAMENTO, CA 95816-4355

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 19, 2018
Property Address	628 9TH ST, ROCKFORD, IL 61104-3138
Document Number	0001033574
Instrument Date	Nov 6, 2018
Instrument	1033574
Transaction Type	Transfer
Record Updated	Dec 17, 2018
Title Company	MAGNUS TITLE AGENCY, MTA

Transaction

Amount	Amount Recorded
Tax	$34.50
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 CHANNING AVE BELVIDERE IL 610084061, BELVIDERE, IL 61008-4061

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,411.00 (+8.46%) Homeowner's exemption	$21,986 (+11.43%) Land $2,265 Building $19,721	$65,958 (+11.43%) Land $6,795 Building $59,163
2024	$1,301.00 Homeowner's exemption	$19,731 (+26.88%) Land $2,033 Building $17,698	$59,193 (+26.88%) Land $6,099 Building $53,094
2022	Homeowner's exemption	$15,551 Land $1,603 Building $13,948	$46,653 Land $4,809 Building $41,844

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (2006–2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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