Grand Forks County property record for 628 4th, Grand Forks, ND 58201
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,698 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 44230100111001 |
| Primary APN | 44230100111001 |
|---|
| Street Address | 628 N 4TH ST |
|---|---|
| City | GRAND FORKS |
| State | ND |
| Zip | 58203-3222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB: 442301 BLK: 31 LOT: 4 LOT 4 BLK 31 |
| Legal Subdivision | MCCORMACK'S ADDITION |
| Legal Block | 31 |
| Legal Lot Number | 4 |
| Jurisdiction | GRAND FORKS ND |
| Township / Civil Division | GRAND FORKS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10100 |
Source: Grand Forks County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 409 TERRACE DR, GRAND FORKS, ND 58201-7658 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2023 |
| Deed Sale | Aug 23, 2023 |
| Deed Document Number | 2023835633 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAND FORKS ND |
| Property Address | 628 N 4TH ST, GRAND FORKS, ND 58203-3222 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | PRIOR TITLE, PRIORITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000854010 |
|---|---|
| Date | Jan 26, 2026 |
| Instrument | 854010 |
| Name | AMERICAN FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
Source: Grand Forks County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Grand Forks County |
| Municipality | Grand Forks City |
| Unified School District | Grand Forks Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,698.00 | $55,000 Land $10,000 Building $45,000 | $110,000 Land $20,000 Building $90,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 128 (1978–2010) |
| Claims Outside the SFHA | 42 of 128 |
| Most Recent Claim | Mar 2010 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND FORKS REGIONAL WTP serves 57,339 people · EPA ID ND1800410 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 9 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| Midco Cable · Fiber, Fixed Wireless in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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