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628 45th St, Brooklyn, NY 11220 Property Records

New York City property record for 628 45th St, Brooklyn, NY 11220

Property Summary

Property TypeDuplex
Details2,076 sqft · built 1910
Lot Size0.046 acres (2,003 sqft)
Owner2 Individual Names on File
Last Sale$1,375,000 (Aug 2016)
Tax Bill$10,897 (2025)
Deeds & MortgagesAug 2021 Mortgage
Dec 2020 Mortgage
+ 1 more
APN00749-0017

Property Details

APN / Parcel Number

Primary APN00749-0017
Alternative APNs
  • 0304007490017
  • 3-00749-0017

Interior

Units2 Units
Stories2 Stories
Building Area2,076 sqft Living Area
1st Floor Area1,000 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleDuplex Single
Lot Area2,003 sqft (0.046 acres)
Lot Dimensions100 ft deep x 20 ft wide

Location & Zoning

Account Number3-00749-0017
Street Address628 45TH ST
CityBROOKLYN
StateNY
Zip11220-1409
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR6B
Legal Block749
Legal Lot Number17
JurisdictionKINGS (BROOKLYN) NY
Township / Civil DivisionBROOKLYN
Census Block Group1
Census Block1001
Census Tract9600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Sunset Park Historic District
listed 1988 · 3,238 contributing resources · NRIS 88001464

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

628 45th St, a duplex, is owned by two individuals who bought it in August 2016.

Source: New York City records, as of May 4, 2026

Owner of Record2 Individual Names on File
Mailing Address59 MAVERICK RD, WOODSTOCK, NY 12498-1722
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2021Deed of Trust, Mortgage
PENTAGON FEDERAL CREDIT UNION
Dec 23, 2020Deed of Trust, Mortgage
MERS
Dec 8, 2020Loan Modification, Mortgage
FM HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2016 · Amount on File
Deed SaleAug 11, 2016 · Amount on File
Deed Document Number2016276542
Prior Transfer DateMay 8, 2015
Prior Transfer Doc0001113002
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKINGS (BROOKLYN) NY
Property Address628 45TH ST, BROOKLYN, NY 11220-1409
Transaction TypeMortgage
Record UpdatedAug 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000301183
DateAug 3, 2021
Instrument2021000301183
Lender
NamePENTAGON FEDERAL CREDIT UNION
Address7940 JONES BRANCH DR, TYSONS, VA 22102
Agreement
AmountAmount on Record

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKINGS (BROOKLYN) NY
Property Address628 45TH ST, BROOKLYN, NY 11220-1409
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000366684
DateDec 23, 2020
Instrument2020000366684
Lender
NameMERS
AddressPO BOX 2026, FLINT, MI 48501
Agreement
AmountAmount on Record

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKINGS (BROOKLYN) NY
Property Address628 45TH ST, BROOKLYN, NY 11220-1409
Document Number0000366685
Instrument DateDec 8, 2020
Transaction TypeMortgage
Record UpdatedJan 7, 2021
Title CompanyLIBERTY LAND ABSTRACT, LIBERTY LAND ABS

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 45TH ST BROOKLYN NY 112201409, BROOKLYN, NY 11220-1409

Mortgage

Document Number0000366685
DateDec 23, 2020
Instrument366685
Lender
NameFM HM LOANS
Address2329 NOSTRAND AVE # 3RD, BROOKLYN, NY 11210-3936
Agreement
AmountAmount on Record
Term360 Months
DueDec 22, 2050
Interest
Rate TypeFixed Rate
Rate3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 628 45th St was $10,897.

Source: New York City assessment roll, as of May 4, 2026

Property Jurisdictions

TypeName
StateNew York
CountyKings County
MunicipalityNew York City
Unified School DistrictNew York City Department Of Education (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$81,900 Land $27,060 Building $54,840$1,365,000 Land $451,000 Building $914,000
2025$10,897.00
2023$10,458.00$93,060 Land $27,060 Building $66,000$1,551,000 Land $451,000 Building $1,100,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 628 45th St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 628 45th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW YORK CITY SYSTEM
serves 8,271,000 people · EPA ID NY7003493
Water SourceSurface water
Last State InspectionDec 2025
Lead10 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureUncovered finished water reservoir
currently in violation since Feb 2017
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: Optimum, Starry, T-Mobile.

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