628 410th St, Nerstrand, MN 55053 Property Records

Goodhue County property record for 628 410th St, Nerstrand, MN 55053

Property Summary

Property Type	Rural Home
Details	5 bd · 1 ba · 2,536 sqft · built 1857
Lot Size	7.31 acres (318,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Nov 2020)
Tax Bill	$3,343 (2026)
Deeds & Mortgages	May 2021 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35.007.0300`

Property Details

APN / Parcel Number

Primary APN	`35.007.0300`
Alternative APN	`36013`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,536 sqft Living Area
Basement Area	920 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1857
Effective Year Built	Effective 1857
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	318,424 sqft (7.31 acres)
Garage Type	Mixed
Garage Area	600 sqft

Exterior Amenities

Porch	Porch
Porch Area	390 sqft
Deck Area	396 sqft
Patio Area	484 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	36013
Street Address	628 410TH ST
City	NERSTRAND
State	MN
Zip	55053-3301
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SECT-07 TWP-110 RANGE-018 7.31 AC DOC#669285 PT OF N275.37FT OF W1/2 OF NE1/4 SEC 7-110-18 LYING W OF LINE A BEG 506FT W OF N
Legal Range	18W
Legal Township	110
Legal Section	07
Jurisdiction	GOODHUE MN
Township / Civil Division	HOLDEN
Census Block Group	1
Census Block	1026
Census Tract	80700

Owner

Source: Goodhue County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	628 410TH ST, NERSTRAND, MN 55053-3301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · SBA Mortgage UNITED PRAIRIE BANK
Nov 10, 2020	Warranty Deed, Transfer · Commercial Mortgage UNITED PRAIRIE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2020 · Amount on Record
Deed Sale	Nov 10, 2020 · Amount on Record
Prior Sale	Feb 3, 2010 · Amount on Record
Deed Document Number	2020669285
Prior Transfer Date	Mar 20, 2003
Prior Transfer Doc	0000013169
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOODHUE MN
Property Address	628 410TH ST, NERSTRAND, MN 55053-3301
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 410TH ST, NERSTRAND, MN 55053-3301

Mortgage

Document Number	0000674907
Date	May 3, 2021
Instrument	674907

Lender

Name	UNITED PRAIRIE BANK
Type	Bank
Address	WASECA, MN 56093

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	245 Months
Due	Oct 30, 2041

Interest

Rate Type	Adjustable Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GOODHUE MN
Recording Date	Nov 10, 2020
Property Address	628 410TH ST, NERSTRAND, MN 55053-3301
Document Number	0000669285
Instrument Date	Oct 27, 2020
Instrument	669285
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	ATYPICAL TITLE INC, ATYPICAT TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	628 410TH ST, NERSTRAND, MN 55053-3301

Mortgage

Document Number	0000669286
Date	Nov 10, 2020
Instrument	669286

Lender

Name	UNITED PRAIRIE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 28, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Goodhue County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Goodhue County
County Subdivision	Holden Township
Unified School District	Kenyon-Wanamingo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,343.00 (+7.35%) Homeowner's exemption	$875,200 (+0.96%) Land $126,400 Building $748,800	$875,200 (+0.96%) Land $126,400 Building $748,800
2025		$866,900 (+4.98%) Land $120,700 Building $746,200	$866,900 (+4.98%) Land $120,700 Building $746,200
2023	$3,114.00 Homeowner's exemption	$825,800 Land $120,700 Building $705,100	$825,800 Land $120,700 Building $705,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 9, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Minnesota WiFi Fixed Wireless	150 / 30
Midco Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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