628 3rd St SW, Faribault, MN 55021 Property Records

Rice County property record for 628 3rd St SW, Faribault, MN 55021

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 832 sqft · built 1943
Lot Size	0.167 acres (7,260 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Dec 2020)
Tax Bill	$1,658 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Dec 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`18.31.3.26.075`

Property Details

APN / Parcel Number

Primary APN	`18.31.3.26.075`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	832 sqft
Basement Area	832 sqft
Finished Basement	384 sqft
Unfinished Basement	448 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Architectural Style	A-Frame
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,260 sqft (0.167 acres)
Lot Dimensions	110 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	240 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	628 3RD ST SW
City	FARIBAULT
State	MN
Zip	55021-5824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT BLOCK 6 OF DANIEL FBLT 2ND DAN FBLT 2ND E66FT W131FT S110FT SW4 B6
Legal Subdivision	DANIEL FBLT 2ND
Legal Block	6
Legal Lot Number	2N
Jurisdiction	RICE MN
Township / Civil Division	FARIBAULT
Census Block Group	3
Census Block	3006
Census Tract	70802

Owner

628 3rd St SW is owned and occupied by an individual who bought it in December 2020.

Source: Rice County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	628 3RD ST SW, FARIBAULT, MN 55021-5824
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Warranty Deed, Transfer GUARANTEED RATE
Dec 26, 2019	Loan Modification, Mortgage · Conventional Mortgage STATE BK/FARIBAULT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2020 · Amount on File
Deed Sale	Dec 22, 2020 · Amount on File
Prior Sale	Dec 26, 2014 · Amount on File
Deed Document Number	2020734182
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICE MN
Recording Date	Dec 22, 2020
Property Address	628 3RD ST SW, FARIBAULT, MN 55021-5824
Document Number	0000734182
Instrument Date	Dec 11, 2020
Instrument	734182
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	NORTHSTAR TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$594.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 3RD ST SW FARIBAULT MN 550215824, FARIBAULT, MN 55021-5824

Mortgage

Document Number	734183
Date	Dec 22, 2020
Instrument	734183

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 21, 2050

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICE MN
Property Address	628 3RD ST SW, FARIBAULT, MN 55021-5824
Document Number	0000722588
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000722588
Date	Dec 27, 2019
Instrument	722588

Lender

Name	STATE BK/FARIBAULT
Type	Bank
Address	FARIBAULT, MN 55021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 26, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 628 3rd St SW was $1,658.

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
Municipality	Faribault City
Unified School District	Faribault Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,658.00	$169,000 (+5.82%) Land $54,300 Building $114,700	$169,000 (+5.82%) Land $54,300 Building $114,700
2025		$159,700 (-1.48%) Land $48,500 Building $111,200	$159,700 (-1.48%) Land $48,500 Building $111,200
2024	$1,706.00 (+10.35%)	$162,100 (-) Land $45,500 Building $116,600	$162,100 (-) Land $45,500 Building $116,600
2023	$1,546.00	$162,100 Land $45,500 Building $116,600	$162,100 Land $45,500 Building $116,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 628 3rd St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 3rd St SW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Faribault serves 23,718 people · EPA ID MN1660002
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	19 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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